2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8530
Date Established 1953
Assets $106.06 million
Loans $33.32 million
Deposits $88.57 million
Capital $17.86 million

Kraftman is an NCUA insured institution located in Bastrop, LA. It was founded in 1953 and has approximately $106.06 millions in assets.

Field of Membership Restrictions

Must live, work, worship or attend school in Morehouse Parish, Richland Parish or West Carroll Parish.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $1,000 $98,999 Learn MoreShow Less
1.76% $1,000 $98,999 Learn MoreShow Less
2.01% $1,000 $98,999 Learn MoreShow Less
2.52% $1,000 $98,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.76% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KRAFTMAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Kraftman branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Kraftman Locations

Financial Details

Kraftman Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kraftman. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kraftman U.S. Average
4.89% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Kraftman had $738,534 in non-current loans and $152,390 in owned assets. To cover these potential losses it had $17,860,289 in net worth and $346,431 in loans loss reserves. That gives it a Texas Ratio of 4.89%.

Net Worth
Kraftman U.S. Average
16.83% 13.47%

Kraftman FCU has a net worth of 16.83% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Kraftman

Branches and Savings

What is Kraftman?

A federal credit union, registered with the NCUA under certificate #8530.
Learn more about credit unions here.

Is Kraftman FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Kraftman?

Please see Field of Membership information above for information on who is eligible to join.

What are Kraftman's share account and share certificate rates?

Kraftman's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kraftman?

Kraftman has total capital of $17.86 million. Full information on Kraftman's financial position is located above.

Who owns Kraftman?

Credit Unions are owned by their members.

Where are Kraftman branches located?

See branch locations nearby.

Are Kraftman ATMs Open 24/7?

Do Kraftman ATMs accept cash deposits?

Can Kraftman customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kraftman have a mobile app?

Does Kraftman have mobile deposit?

Does Kraftman have quick pay?

How can Kraftman transfer money to other banks or credit unions?

Does Kraftman report to credit bureaus?

Does Kraftman use Chexsystems?

Does Kraftman use Equifax?

What is Kraftman's toll free phone number?

What is Kraftman's ACH Routing Number?

What is Kraftman's SWIFT code?

Where can I find Kraftman's wire transfer form?

What is the Kraftman address for deposits?

What Products Does Kraftman Offer

Does Kraftman offer mortgages?

Compare mortgage rates here.

Does Kraftman offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kraftman offer auto and RV loans?

Compare auto loan rates here.

Does Kraftman offer student loans or personal loans?

Compare personal loan rates here.

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