365 N 3RD ST
Laramie, WY 82072


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 687
Date Established 1935
Assets $52.94 million
Loans $44.48 million
Deposits $48.23 million
Capital $4.67 million

Laramie Plains Community is an NCUA insured institution located in Laramie, WY. It was founded in 1935 and has approximately $52.94 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Albany County or Carbon County, Wyoming or Jackson County, Colorado.

Deposit Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 - Learn MoreShow Less
Fixed IRA
1.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.55% $500 - Learn MoreShow Less
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.50% $500 - Learn MoreShow Less
18 Mo CD
1.66% $500 - Learn MoreShow Less
24 Mo CD
1.76% $500 - Learn MoreShow Less
36 Mo CD
2.27% $500 - Learn MoreShow Less
48 Mo CD
2.37% $500 - Learn MoreShow Less
60 Mo CD
2.53% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.00% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
Ultimate Checking 2.75% $0 $0.00 Learn MoreShow Less

Loan Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LARAMIE PLAINS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More
First Internet Bank
NMLS ID: 424182
3.780% 3.750% 0.38 $912 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Laramie Plains Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Laramie Plains Community Locations

Financial Details

Laramie Plains Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Laramie Plains Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Laramie Plains Community U.S. Average
14.37% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Laramie Plains Community had $708,218 in non-current loans and $6,592 in owned assets. To cover these potential losses it had $4,667,495 in net worth and $307,154 in loans loss reserves. That gives it a Texas Ratio of 14.37%.

Net Worth
Laramie Plains Community U.S. Average
8.81% 13.47%

Laramie Plains Community FCU has a net worth of 8.81% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Laramie Plains Community

Branches and Savings

What is Laramie Plains Community?

A federal credit union, registered with the NCUA under certificate #687.
Learn more about credit unions here.

Is Laramie Plains Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Laramie Plains Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Laramie Plains Community's share account and share certificate rates?

Laramie Plains Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Laramie Plains Community?

Laramie Plains Community has total capital of $4.67 million. Full information on Laramie Plains Community's financial position is located above.

Who owns Laramie Plains Community?

Credit Unions are owned by their members.

Where are Laramie Plains Community branches located?

See branch locations nearby.

Are Laramie Plains Community ATMs Open 24/7?

Do Laramie Plains Community ATMs accept cash deposits?

Can Laramie Plains Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Laramie Plains Community have a mobile app?

Does Laramie Plains Community have mobile deposit?

Does Laramie Plains Community have quick pay?

How can Laramie Plains Community transfer money to other banks or credit unions?

Does Laramie Plains Community report to credit bureaus?

Does Laramie Plains Community use Chexsystems?

Does Laramie Plains Community use Equifax?

What is Laramie Plains Community's toll free phone number?

What is Laramie Plains Community's ACH Routing Number?

What is Laramie Plains Community's SWIFT code?

Where can I find Laramie Plains Community's wire transfer form?

What is the Laramie Plains Community address for deposits?

What Products Does Laramie Plains Community Offer

Does Laramie Plains Community offer mortgages?

Compare mortgage rates here.

Does Laramie Plains Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Laramie Plains Community offer auto and RV loans?

Compare auto loan rates here.

Does Laramie Plains Community offer student loans or personal loans?

Compare personal loan rates here.

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