Latah Credit Union

Headquarters

Po Box 9286
Moscow, ID 83843
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.60% →
1-Year CD 0.50% 4.59% →
2-Year CD 0.50% 4.25% →
5-Year CD 0.75% 4.15% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Latah is located in Moscow, Id. It was founded in 1969 and has approximately $160.11 millions in assets.

NCUA Insured No
Charter Number # # 97102
Date Established 1969
Assets $160.11 million
Loans $86.12 million
Deposits $145.58 million
Capital $15.80 million
 

Deposit Rates - April 18, 2025

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.65% $10,000 $14,999 Learn More
48 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - April 18, 2025

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Latah

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Basis Lending, LLC
NMLS ID: 2463124
6.312% 6.125% 1.00 $6,506 $1,945 Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: CL-2262032
6.364% 6.250% 0.88 $3,850 $1,971 Learn More
District Lending
NMLS ID: 1835285
6.458% 6.375% 0.88 $2,800 $1,997 Learn More
Northpointe Bank
NMLS ID: 447490
6.501% 6.375% 0.88 $4,256 $1,997 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Reliant Home Funding, Inc
Reliant Home Funding, Inc
See Table
Intro APR
7.300 %
After Intro: 7.300 %
$15,000 Learn More
More Info
Figure Home Equity
Figure Home Equity
See Table
Intro APR
7.300 %
After Intro: 7.300 %
$15,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.000 %
After Intro: 9.000 %
$0 Learn More
More Info

Note to Latah
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Latah branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Latah Locations around zip code 98109


BranchDistance Map View Lobby Hours

campus

289.37 A View Lobby Hours

Plummer Branch

289.97 B View Lobby Hours

Moscow

290.12 C View Lobby Hours

Potlatch

292.62 D View Lobby Hours

Kendrick

2146.22 E View Lobby Hours


Climate Policy and Initiatives

LATAH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Latah Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Latah. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Latah U.S. Average
1.27% 7.07

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2024, Latah had $170,934 in non-current loans and $44,627 in owned assets. To cover these potential losses it had $15,797,968 in net worth and $1,179,827 in loans loss reserves. That gives it a Texas Ratio of 1.27%.

Net Worth
Latah U.S. Average
9.87% 14.25%

Latah FCU has a net worth of 9.87% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Latah

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