LATITUDE 32

1845 SAM RITTENBERG
Charleston, SC 29407

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8059
Date Established 1952
Assets $55.30 million
Loans $43.13 million
Deposits $48.74 million
Capital $6.09 million

Latitude 32 is an NCUA insured institution located in Charleston, SC. It was founded in 1952 and has approximately $55.3 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, attend school, or belong to any organization that operates in Charleston County, and their family members.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Latitude 32

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Note to Latitude 32
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There are currently no rates available for Latitude 32, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LATITUDE 32

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to LATITUDE 32
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Branches

Below are Latitude 32 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Latitude 32 Locations


Financial Details

Latitude 32 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Latitude 32. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Latitude 32 U.S. Average
3.63% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Latitude 32 had $212,554 in non-current loans and $16,600 in owned assets. To cover these potential losses it had $6,091,564 in net worth and $215,753 in loans loss reserves. That gives it a Texas Ratio of 3.63%.

Net Worth
Latitude 32 U.S. Average
11.01% 13.47%

Latitude 32 FCU has a net worth of 11.01% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Latitude 32

Branches and Savings

What is Latitude 32?

A federal credit union, registered with the NCUA under certificate #8059.
Learn more about credit unions here.

Is Latitude 32 FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Latitude 32?

Please see Field of Membership information above for information on who is eligible to join.

What are Latitude 32's share account and share certificate rates?

Latitude 32's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Latitude 32?

Latitude 32 has total capital of $6.09 million. Full information on Latitude 32's financial position is located above.

Who owns Latitude 32?

Credit Unions are owned by their members.

Where are Latitude 32 branches located?

See branch locations nearby.

Are Latitude 32 ATMs Open 24/7?

Do Latitude 32 ATMs accept cash deposits?

Can Latitude 32 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Latitude 32 have a mobile app?

Does Latitude 32 have mobile deposit?

Does Latitude 32 have quick pay?

How can Latitude 32 transfer money to other banks or credit unions?

Does Latitude 32 report to credit bureaus?

Does Latitude 32 use Chexsystems?

Does Latitude 32 use Equifax?

What is Latitude 32's toll free phone number?

What is Latitude 32's ACH Routing Number?

What is Latitude 32's SWIFT code?

Where can I find Latitude 32's wire transfer form?

What is the Latitude 32 address for deposits?

What Products Does Latitude 32 Offer

Does Latitude 32 offer mortgages?

Compare mortgage rates here.

Does Latitude 32 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Latitude 32 offer auto and RV loans?

Compare auto loan rates here.

Does Latitude 32 offer student loans or personal loans?

Compare personal loan rates here.

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