2148 NW Overton St
Portland, OR 97210


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 20512
Date Established 1971
Assets $47.27 million
Loans $13.84 million
Deposits $41.75 million
Capital $5.36 million

Legacy is an NCUA insured institution located in Portland, OR. It was founded in 1971 and has approximately $47.27 millions in assets.

Deposit Rates - September 19, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
Savings Rates (Share Account Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.15% $1 - Learn MoreShow Less
MM 2.5K
0.05% $2,000 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 - Learn MoreShow Less

Loan Rates - September 19, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LEGACY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.417% 4.375% 0.50 $1,250 $1,249 Learn More
HomeDirect Mortgage
NMLS ID: 420821
4.764% 4.750% 0.13 $502 $1,305 Learn More
Ally Bank
NMLS ID: 181005
4.785% 4.750% 0.00 $1,092 $1,305 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.544% 4.500% 0.13 $1,394 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to LEGACY
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Below are Legacy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Legacy Locations

Financial Details

Legacy Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Legacy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Legacy U.S. Average
0.27% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Legacy had $14,893 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,357,802 in net worth and $106,823 in loans loss reserves. That gives it a Texas Ratio of 0.27%.

Net Worth
Legacy U.S. Average
11.44% 13.08%

Legacy FCU has a net worth of 11.44% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Legacy

What is Legacy?

A federal credit union, registered with the NCUA under certificate #20512.
Learn more about credit unions here.

Is Legacy FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Legacy?

Please see Field of Membership information above for information on who is eligible to join.

What are Legacy's share account and share certificate rates?

Legacy's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Legacy?

Legacy has total capital of $5.36 million. Full information on Legacy's financial position is located above.

Who owns Legacy?

Credit Unions are owned by their members.

Where are Legacy branches located?

See branch locations nearby.

Are Legacy ATMs Open 24/7?

Do Legacy ATMs accept cash deposits?

Can Legacy customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Legacy have a mobile app?

Does Legacy have mobile deposit?

Does Legacy have quick pay?

How can Legacy transfer money to other banks or credit unions?

Does Legacy report to credit bureaus?

Does Legacy use Chexsystems?

Does Legacy use Equifax?

What is Legacy's toll free phone number?

What is Legacy's ACH Routing Number?

What is Legacy's SWIFT code?

Where can I find Legacy's wire transfer form?

What is the Legacy address for deposits?

What Products Does Legacy Offer

Does Legacy offer mortgages?

Compare mortgage rates here.

Does Legacy offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Legacy offer auto and RV loans?

Compare auto loan rates here.

Does Legacy offer student loans or personal loans?

Compare personal loan rates here.

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