Les

Headquarters

Po Box 44201
Baton Rouge, LA 70804
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Les is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1950 and has approximately $39.3 millions in assets.

NCUA Insured Yes
Charter Number # # 6584
Date Established 1950
Assets $39.30 million
Loans $18.12 million
Deposits $35.04 million
Capital $4.02 million
 

Field of Membership Restrictions

Must live, work, worship or attend school in the northern Baton Rouge, Mid City or Downtown Baton Rouge area. Also open to emloyees and retirees of Louisiana Workforce Commission, LWC Career Solution Centers, LWC Worker's Compensation, LWC Area One Stop Job Centers, Lamberts Heating & Air and Bengal Glass and Premier Office Products.

Deposit Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Les

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Les
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Advertiser Disclosure

Loan Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to LES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Les branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Financial Details

Les Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Les. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Les U.S. Average
6.34% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Les had $258,409 in non-current loans and $7,635 in owned assets. To cover these potential losses it had $4,018,869 in net worth and $179,572 in loans loss reserves. That gives it a Texas Ratio of 6.34%.

Net Worth
Les U.S. Average
10.22% 12.91%

Les FCU has a net worth of 10.22% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Les

Branches and Savings

What is Les?

A credit union, registered with the NCUA under certificate #6584.
Learn more about credit unions here.

Is Les FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Les?

Please see Field of Membership information above for information on who is eligible to join.

What are Les's share account and share certificate rates?

Les's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Les?

Les has total capital of $4.02 million. Full information on Les's financial position is located above.

Who owns Les?

Credit Unions are owned by their members.

Where are Les branches located?

See branch locations nearby.

Are Les ATMs Open 24/7?

Do Les ATMs accept cash deposits?

Can Les customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Les have a mobile app?

Does Les have mobile deposit?

Does Les have quick pay?

How can Les transfer money to other banks or credit unions?

Does Les report to credit bureaus?

Does Les use Chexsystems?

Does Les use Equifax?

What is Les's toll free phone number?

What is Les's ACH Routing Number?

What is Les's SWIFT code?

Where can I find Les's wire transfer form?

What is the Les address for deposits?

What Products Does Les Offer

Does Les offer mortgages?

Compare mortgage rates here.

Does Les offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Les offer auto and RV loans?

Compare auto loan rates here.

Does Les offer student loans or personal loans?

Compare personal loan rates here.

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