Lewiston Porter


4061 Creek Rd
Youngstown, NY 14174
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Lewiston Porter is an NCUA insured institution located in Youngstown, NY. It was founded in 1956 and has approximately $14.13 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10728
Date Established 1956
Assets $14.13 million
Loans $5.55 million
Deposits $12.63 million
Capital $1.47 million

Deposit Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Lewiston Porter

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Loan Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LEWISTON PORTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.770% 2.750% 0.25 $650 $1,021 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Financial Details

Lewiston Porter Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lewiston Porter. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lewiston Porter U.S. Average
4.57% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Lewiston Porter had $68,820 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,467,478 in net worth and $39,605 in loans loss reserves. That gives it a Texas Ratio of 4.57%.

Net Worth
Lewiston Porter U.S. Average
10.38% 12.67%

Lewiston Porter FCU has a net worth of 10.38% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lewiston Porter

Branches and Savings

What is Lewiston Porter?

A federal credit union, registered with the NCUA under certificate #10728.
Learn more about credit unions here.

Is Lewiston Porter FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Lewiston Porter is insured by the NCUA.

Who can join Lewiston Porter?

Please see Field of Membership information above for information on who is eligible to join.

What are Lewiston Porter's share account and share certificate rates?

Lewiston Porter's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lewiston Porter?

Lewiston Porter has total capital of $1.47 million. Full information on Lewiston Porter's financial position is located above.

Who owns Lewiston Porter?

Credit Unions are owned by their members.

Where are Lewiston Porter branches located?

See branch locations nearby.

Are Lewiston Porter ATMs Open 24/7?

Do Lewiston Porter ATMs accept cash deposits?

Can Lewiston Porter customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lewiston Porter have a mobile app?

Does Lewiston Porter have mobile deposit?

Does Lewiston Porter have quick pay?

How can Lewiston Porter transfer money to other banks or credit unions?

Does Lewiston Porter report to credit bureaus?

Does Lewiston Porter use Chexsystems?

Does Lewiston Porter use Equifax?

What is Lewiston Porter's toll free phone number?

What is Lewiston Porter's ACH Routing Number?

What is Lewiston Porter's SWIFT code?

Where can I find Lewiston Porter's wire transfer form?

What is the Lewiston Porter address for deposits?

What Products Does Lewiston Porter Offer

Does Lewiston Porter offer mortgages?

Compare mortgage rates here.

Does Lewiston Porter offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lewiston Porter offer auto and RV loans?

Compare auto loan rates here.

Does Lewiston Porter offer student loans or personal loans?

Compare personal loan rates here.

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