Liberty First


501 North 46th
Lincoln, NE 68503
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.30% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD 1.10% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Liberty First is an NCUA insured institution located in Lincoln, NE. It was founded in 1935 and has approximately $372.4 millions in assets.

Who can join?

Membership at Liberty First Credit Union is available to anyone who works, lives, worships, or attends school in Lancaster County or is related to someone eligible for membership, Liberty First Credit Union's participating organizations and their family members.

NCUA Insured Yes / State-Chartered
Charter Number # # 63757
Date Established 1935
Assets $372.40 million
Loans $278.76 million
Deposits $322.16 million
Capital $42.41 million

Field of Membership Restrictions

Membership is open to those who live or work in Seward or Lancaster Counties in Nebraska and to employees of the Select Employer Groups.

Deposit Rates - July 28, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More

Loan Rates - July 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LIBERTY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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CIT Bank
NMLS ID: 541760
2.846% 2.775% 0.88 $2,312 $1,024 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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BMO Harris Bank
BMO Harris Bank
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4.840 %
$0 Learn More
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Below are Liberty First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Liberty First Locations

Financial Details

Liberty First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Liberty First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Liberty First U.S. Average
4.56% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Liberty First had $2,130,022 in non-current loans and $4,000 in owned assets. To cover these potential losses it had $42,412,248 in net worth and $4,335,323 in loans loss reserves. That gives it a Texas Ratio of 4.56%.

Net Worth
Liberty First U.S. Average
11.38% 12.20%

Liberty First FCU has a net worth of 11.38% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Liberty First

Branches and Savings

What is Liberty First?

A credit union, registered with the NCUA under certificate #63757.
Learn more about credit unions here.

Is Liberty First FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Liberty First is insured by the NCUA.

Who can join Liberty First?

Please see Field of Membership information above for information on who is eligible to join.

What are Liberty First's share account and share certificate rates?

Liberty First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Liberty First?

Liberty First has total capital of $42.41 million. Full information on Liberty First's financial position is located above.

Who owns Liberty First?

Credit Unions are owned by their members.

Where are Liberty First branches located?

See branch locations nearby.

Are Liberty First ATMs Open 24/7?

Do Liberty First ATMs accept cash deposits?

Can Liberty First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Liberty First have a mobile app?

Does Liberty First have mobile deposit?

Does Liberty First have quick pay?

How can Liberty First transfer money to other banks or credit unions?

Does Liberty First report to credit bureaus?

Does Liberty First use Chexsystems?

Does Liberty First use Equifax?

What is Liberty First's toll free phone number?

What is Liberty First's ACH Routing Number?

What is Liberty First's SWIFT code?

Where can I find Liberty First's wire transfer form?

What is the Liberty First address for deposits?

What Products Does Liberty First Offer

Does Liberty First offer mortgages?

Compare mortgage rates here.

Does Liberty First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Liberty First offer auto and RV loans?

Compare auto loan rates here.

Does Liberty First offer student loans or personal loans?

Compare personal loan rates here.

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