Limestone Federal Credit Union

Headquarters

131 River St
Manistique, MI 49854
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 1.00% 0.67% →
2-Year CD 1.10% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Limestone is an NCUA insured institution located in Manistique, MI. It was founded in 1954 and has approximately $54 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10083
Date Established 1954
Assets $54.00 million
Loans $36.00 million
Deposits $48.19 million
Capital $6.51 million
 

Field of Membership Restrictions

Must be an employee of Global Stone Corporation, Port Inland Operation in Schoolcraft or Mackinaw County in Michigan or be an employee of one of the several select groups in Manistique, Michigan. Also open to those who live, work, worship or attend school in the underserved areas of Schoolcraft County, The village of Garden or the townships of Fairbanks, Garden or Nahama, in Delta County.

Deposit Rates - November 29, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
1.05% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
30 Mo CD
1.25% $10,000 $14,999 Learn More
30 Mo CD
1.25% $100,000 $199,999 Learn More

Loan Rates - November 29, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LIMESTONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Neighbors Bank
NMLS ID: 491986
3.203% 3.125% 1.00 $2,500 $1,071 Learn More
New American Funding
NMLS ID: 6606
2.999% 2.875% 1.00 $4,004 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to LIMESTONE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Limestone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Limestone Locations



Climate Initiatives

LIMESTONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Limestone Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Limestone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Limestone U.S. Average
5.68% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Limestone had $298,746 in non-current loans and $79,931 in owned assets. To cover these potential losses it had $6,506,341 in net worth and $162,345 in loans loss reserves. That gives it a Texas Ratio of 5.68%.

Net Worth
Limestone U.S. Average
12.04% 12.22%

Limestone FCU has a net worth of 12.04% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for LIMESTONE


  • January 23, 2019 |

    This place is absolutely not for their members like they claim. They charge astronomical interest rates and put you on a balloon if you have less than perfect credit. Not to mention, the little fact that it's all women and they sit on their high horses and look down their noses at you. Hire some men! Isnt that against the law some where? Isnt this descrimination?

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