LIMESTONE

131 RIVER ST
Manistique, MI 49854

Notable Rates APY Vs.Others
Savings 0.10% 2.30% →
1-Year CD 0.75% 2.25% →
2-Year CD 1.25% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Limestone is an NCUA insured institution located in Manistique, MI. It was founded in 1954 and has approximately $44.13 millions in assets.

NCUA Insured Yes
Charter Number # # 10083
Date Established 1954
Assets $44.13 million
Loans $35.70 million
Deposits $37.90 million
Capital $6.13 million
 

Field of Membership Restrictions

Must be an employee of Global Stone Corporation, Port Inland Operation in Schoolcraft or Mackinaw County in Michigan or be an employee of one of the several select groups in Manistique, Michigan. Also open to those who live, work, worship or attend school in the underserved areas of Schoolcraft County, The village of Garden or the townships of Fairbanks, Garden or Nahama, in Delta County.

Deposit Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $1,000 - Learn MoreShow Less
12 Mo CD
0.75% $1,000 $49,999 Learn MoreShow Less
Special: 15 Mo CD
1.76% $1,000 - Learn MoreShow Less
18 Mo CD
1.10% $1,000 $49,999 Learn MoreShow Less
24 Mo CD
1.25% $1,000 $49,999 Learn MoreShow Less
30 Mo CD
1.25% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.50% $1 - Learn MoreShow Less

Loan Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LIMESTONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($362) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to LIMESTONE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Limestone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Limestone Locations


Financial Details

Limestone Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Limestone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Limestone U.S. Average
2.68% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Limestone had $123,712 in non-current loans and $44,501 in owned assets. To cover these potential losses it had $6,132,140 in net worth and $133,516 in loans loss reserves. That gives it a Texas Ratio of 2.68%.

Net Worth
Limestone U.S. Average
13.89% 13.65%

Limestone FCU has a net worth of 13.89% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Limestone

Branches and Savings

What is Limestone?

A federal credit union, registered with the NCUA under certificate #10083.
Learn more about credit unions here.

Is Limestone FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Limestone?

Please see Field of Membership information above for information on who is eligible to join.

What are Limestone's share account and share certificate rates?

Limestone's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Limestone?

Limestone has total capital of $6.13 million. Full information on Limestone's financial position is located above.

Who owns Limestone?

Credit Unions are owned by their members.

Where are Limestone branches located?

See branch locations nearby.

Are Limestone ATMs Open 24/7?

Do Limestone ATMs accept cash deposits?

Can Limestone customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Limestone have a mobile app?

Does Limestone have mobile deposit?

Does Limestone have quick pay?

How can Limestone transfer money to other banks or credit unions?

Does Limestone report to credit bureaus?

Does Limestone use Chexsystems?

Does Limestone use Equifax?

What is Limestone's toll free phone number?

What is Limestone's ACH Routing Number?

What is Limestone's SWIFT code?

Where can I find Limestone's wire transfer form?

What is the Limestone address for deposits?

What Products Does Limestone Offer

Does Limestone offer mortgages?

Compare mortgage rates here.

Does Limestone offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Limestone offer auto and RV loans?

Compare auto loan rates here.

Does Limestone offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Limestone


  • January 23, 2019 |

    This place is absolutely not for their members like they claim. They charge astronomical interest rates and put you on a balloon if you have less than perfect credit. Not to mention, the little fact that it's all women and they sit on their high horses and look down their noses at you. Hire some men! Isnt that against the law some where? Isnt this descrimination?

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