Limestone Federal Credit Union
Headquarters
131 River St
Manistique, MI 49854
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2024 Overview
General Credit Union Information
Limestone is an NCUA insured institution located in Manistique, MI. It was founded in 1954 and has approximately $65.4 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10083 |
| Date Established | 1954 |
| Assets | $65.40 million |
| Loans | $55.15 million |
| Deposits | $57.11 million |
| Capital | $7.70 million |
Field of Membership Restrictions
Must be an employee of Global Stone Corporation, Port Inland Operation in Schoolcraft or Mackinaw County in Michigan or be an employee of one of the several select groups in Manistique, Michigan. Also open to those who live, work, worship or attend school in the underserved areas of Schoolcraft County, The village of Garden or the townships of Fairbanks, Garden or Nahama, in Delta County.
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Limestone
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Limestone
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Branches
Below are Limestone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
LIMESTONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Limestone Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Limestone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Limestone | U.S. Average |
|---|---|
| 5.96% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Limestone had $457,500 in non-current loans and $11,436 in owned assets. To cover these potential losses it had $7,702,736 in net worth and $169,394 in loans loss reserves. That gives it a Texas Ratio of 5.96%.
Net Worth
| Limestone | U.S. Average |
|---|---|
| 11.78% | 13.62% |
Limestone FCU has a net worth of 11.78% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Limestone
Mymomo05
January 23, 2019 |
This place is absolutely not for their members like they claim. They charge astronomical interest rates and put you on a balloon if you have less than perfect credit. Not to mention, the little fact that it's all women and they sit on their high horses and look down their noses at you. Hire some men! Isnt that against the law some where? Isnt this descrimination?
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