Linn Area Credit Union


3015 Blairs Ferry Rd Ne
Cedar Rapids, IA 52402
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.02% →
1-Year CD 0.50% 1.52% →
2-Year CD N.A. 2.31% →
5-Year CD 1.00% 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Linn Area is an NCUA insured institution located in Cedar Rapids, IA. It was founded in 1935 and has approximately $567.87 millions in assets.

Who can join?

You can if...

You live or work in Linn, Buchanan, Delaware, Jones, Cedar, Johnson, Iowa or Benton Counties in Iowa.

You’re related to an existing member.

NCUA Insured Yes / State-Chartered
Charter Number # # 63602
Date Established 1935
Assets $567.87 million
Loans $495.70 million
Deposits $465.84 million
Capital $55.23 million

Field of Membership Restrictions

Membership in Linn Area Credit Union is open to those who live or work in Benton, Black Hawk, Bremer, Buchanan, Cedar, Clayton, Clinton, Delaware, Dubuque, Fayette, Iowa, Jackson, Johnson, Jones, Keokuk, Linn, Louisa, Muscatine, Poweshiek, Scott, Tama or Washington in Iowa. Anyone whose family member is a current member of the credit union is also eligible to join.

Deposit Rates - May 18, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
High Yield Checking 1.25% $0 $0.00 Learn MoreShow Less

Loan Rates - May 18, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LINN AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
4.937% 4.875% 0.75 $1,782 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are Linn Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Linn Area Locations

Climate Initiatives

LINN AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Linn Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Linn Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Linn Area U.S. Average
10.26% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Linn Area had $5,769,584 in non-current loans and $64,156 in owned assets. To cover these potential losses it had $55,230,529 in net worth and $1,603,295 in loans loss reserves. That gives it a Texas Ratio of 10.26%.

Net Worth
Linn Area U.S. Average
9.72% 12.36%

Linn Area FCU has a net worth of 9.72% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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