3015 Blairs Ferry Rd NE
Cedar Rapids, IA 52402
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.50% 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD 1.00% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Linn Area is an NCUA insured institution located in Cedar Rapids, IA. It was founded in 1935 and has approximately $476 millions in assets.

Who can join?

You can if...

You live or work in Linn, Buchanan, Delaware, Jones, Cedar, Johnson, Iowa or Benton Counties in Iowa.

You’re related to an existing member.

NCUA Insured Yes
Charter Number # # 63602
Date Established 1935
Assets $476.00 million
Loans $394.39 million
Deposits $385.38 million
Capital $44.69 million

Field of Membership Restrictions

Membership in Linn Area Credit Union is open to those who live or work in Benton, Black Hawk, Bremer, Buchanan, Cedar, Clayton, Clinton, Delaware, Dubuque, Fayette, Iowa, Jackson, Johnson, Jones, Keokuk, Linn, Louisa, Muscatine, Poweshiek, Scott, Tama or Washington in Iowa. Anyone whose family member is a current member of the credit union is also eligible to join.

Deposit Rates - October 21, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
High Yield Checking 1.50% $0 $0.00 Learn MoreShow Less

Loan Rates - October 21, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LINN AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: MC-3098
2.569% 2.500% 0.88 $2,258 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Linn Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Linn Area Locations

Financial Details

Linn Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Linn Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Linn Area U.S. Average
31.44% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Linn Area had $14,466,935 in non-current loans and $94,660 in owned assets. To cover these potential losses it had $44,690,154 in net worth and $1,630,481 in loans loss reserves. That gives it a Texas Ratio of 31.44%.

Net Worth
Linn Area U.S. Average
9.38% 13.61%

Linn Area FCU has a net worth of 9.38% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Linn Area

Branches and Savings

What is Linn Area?

A federal credit union, registered with the NCUA under certificate #63602.
Learn more about credit unions here.

Is Linn Area FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Linn Area?

Please see Field of Membership information above for information on who is eligible to join.

What are Linn Area's share account and share certificate rates?

Linn Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Linn Area?

Linn Area has total capital of $44.69 million. Full information on Linn Area's financial position is located above.

Who owns Linn Area?

Credit Unions are owned by their members.

Where are Linn Area branches located?

See branch locations nearby.

Are Linn Area ATMs Open 24/7?

Do Linn Area ATMs accept cash deposits?

Can Linn Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Linn Area have a mobile app?

Does Linn Area have mobile deposit?

Does Linn Area have quick pay?

How can Linn Area transfer money to other banks or credit unions?

Does Linn Area report to credit bureaus?

Does Linn Area use Chexsystems?

Does Linn Area use Equifax?

What is Linn Area's toll free phone number?

What is Linn Area's ACH Routing Number?

What is Linn Area's SWIFT code?

Where can I find Linn Area's wire transfer form?

What is the Linn Area address for deposits?

What Products Does Linn Area Offer

Does Linn Area offer mortgages?

Compare mortgage rates here.

Does Linn Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Linn Area offer auto and RV loans?

Compare auto loan rates here.

Does Linn Area offer student loans or personal loans?

Compare personal loan rates here.

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