50 Route 9
Morganville, NJ 07751
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Local 194-6 is an NCUA insured institution located in Morganville, NJ. It was founded in 1973 and has approximately $4.28 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 21221 |
| Date Established | 1973 |
| Assets | $4.28 million |
| Loans | $1.34 million |
| Deposits | $3.58 million |
| Capital | $0.69 million |
Your Current Location: New Jersey, NJ
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Your Current Location: New Jersey, NJ
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Below are Local 194-6 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Vineland,New Jersey
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The following ratios and data are available to help you better understand the financial condition of Local 194-6. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Local 194-6 | U.S. Average |
|---|---|
| 3.38% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Local 194-6 had $28,913 in non-current loans and $0 in owned assets. To cover these potential losses it had $693,916 in net worth and $162,039 in loans loss reserves. That gives it a Texas Ratio of 3.38%.
| Local 194-6 | U.S. Average |
|---|---|
| 16.22% | 14.48% |
Local 194-6 FCU has a net worth of 16.22% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 30, 2026
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