Local 355 Md


1030 S Dukeland St
Baltimore, MD 21223
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Local 355 Md is an NCUA insured institution located in Baltimore, MD. It was founded in 1962 and has approximately $5.44 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14815
Date Established 1962
Assets $5.44 million
Loans $0.76 million
Deposits $4.31 million
Capital $1.13 million

Deposit Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Local 355 Md

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Note to Local 355 Md
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Loan Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LOCAL 355 MD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
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0.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Note to LOCAL 355 MD
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Local 355 Md Locations

Financial Details

Local 355 Md Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Local 355 Md. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Local 355 Md U.S. Average
1.96% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Local 355 Md had $21,217 in non-current loans and $1,359 in owned assets. To cover these potential losses it had $1,132,565 in net worth and $17,296 in loans loss reserves. That gives it a Texas Ratio of 1.96%.

Net Worth
Local 355 Md U.S. Average
20.8% 12.67%

Local 355 Md FCU has a net worth of 20.8% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Local 355 Md

Branches and Savings

What is Local 355 Md?

A federal credit union, registered with the NCUA under certificate #14815.
Learn more about credit unions here.

Is Local 355 Md FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Local 355 Md is insured by the NCUA.

Who can join Local 355 Md?

Please see Field of Membership information above for information on who is eligible to join.

What are Local 355 Md's share account and share certificate rates?

Local 355 Md's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Local 355 Md?

Local 355 Md has total capital of $1.13 million. Full information on Local 355 Md's financial position is located above.

Who owns Local 355 Md?

Credit Unions are owned by their members.

Where are Local 355 Md branches located?

See branch locations nearby.

Are Local 355 Md ATMs Open 24/7?

Do Local 355 Md ATMs accept cash deposits?

Can Local 355 Md customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Local 355 Md have a mobile app?

Does Local 355 Md have mobile deposit?

Does Local 355 Md have quick pay?

How can Local 355 Md transfer money to other banks or credit unions?

Does Local 355 Md report to credit bureaus?

Does Local 355 Md use Chexsystems?

Does Local 355 Md use Equifax?

What is Local 355 Md's toll free phone number?

What is Local 355 Md's ACH Routing Number?

What is Local 355 Md's SWIFT code?

Where can I find Local 355 Md's wire transfer form?

What is the Local 355 Md address for deposits?

What Products Does Local 355 Md Offer

Does Local 355 Md offer mortgages?

Compare mortgage rates here.

Does Local 355 Md offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Local 355 Md offer auto and RV loans?

Compare auto loan rates here.

Does Local 355 Md offer student loans or personal loans?

Compare personal loan rates here.

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