Louden Depot Community Federal Credit Union

Headquarters

P.o. Box 52
Fairfield, IA 52556
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Louden Depot Community is an NCUA insured institution located in Fairfield, IA. It was founded in 1954 and has approximately $4.97 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 63855
Date Established 1954
Assets $4.97 million
Loans $3.12 million
Deposits $4.34 million
Capital $0.62 million
 

Deposit Rates - April 25, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Louden Depot Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Louden Depot Community

Note to Louden Depot Community
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Louden Depot Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.905% 6.750% 1.00 $5,094 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Louden Depot Community
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Louden Depot Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Louden Depot Community Locations



Climate Policy and Initiatives

LOUDEN DEPOT COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Louden Depot Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Louden Depot Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Louden Depot Community U.S. Average
4.83% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Louden Depot Community had $31,358 in non-current loans and $0 in owned assets. To cover these potential losses it had $620,038 in net worth and $29,593 in loans loss reserves. That gives it a Texas Ratio of 4.83%.

Net Worth
Louden Depot Community U.S. Average
12.47% 13.62%

Louden Depot Community FCU has a net worth of 12.47% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Louden Depot Community

There are currently no comments for LOUDEN DEPOT COMMUNITY. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or