LOWELL MUNICIPAL EMPLOYEES

375 Merrimack St
Lowell, MA 01852

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2065
Date Established 1937
Assets $6.54 million
Loans $3.31 million
Deposits $6.03 million
Capital $0.50 million

Lowell Municipal Employees is an NCUA insured institution located in Lowell, MA. It was founded in 1937 and has approximately $6.54 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Lowell Municipal Employees

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Note to Lowell Municipal Employees
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There are currently no rates available for Lowell Municipal Employees, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LOWELL MUNICIPAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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Payment
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AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.517% 3.500% 0.25 $525 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to LOWELL MUNICIPAL EMPLOYEES
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Branches

Below are Lowell Municipal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lowell Municipal Employees Locations


Financial Details

Lowell Municipal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lowell Municipal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lowell Municipal Employees U.S. Average
1.09% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Lowell Municipal Employees had $5,829 in non-current loans and $0 in owned assets. To cover these potential losses it had $502,980 in net worth and $33,558 in loans loss reserves. That gives it a Texas Ratio of 1.09%.

Net Worth
Lowell Municipal Employees U.S. Average
7.69% 13.47%

Lowell Municipal Employees FCU has a net worth of 7.69% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lowell Municipal Employees

Branches and Savings

What is Lowell Municipal Employees?

A federal credit union, registered with the NCUA under certificate #2065.
Learn more about credit unions here.

Is Lowell Municipal Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lowell Municipal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Lowell Municipal Employees's share account and share certificate rates?

Lowell Municipal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lowell Municipal Employees?

Lowell Municipal Employees has total capital of $0.50 million. Full information on Lowell Municipal Employees's financial position is located above.

Who owns Lowell Municipal Employees?

Credit Unions are owned by their members.

Where are Lowell Municipal Employees branches located?

See branch locations nearby.

Are Lowell Municipal Employees ATMs Open 24/7?

Do Lowell Municipal Employees ATMs accept cash deposits?

Can Lowell Municipal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lowell Municipal Employees have a mobile app?

Does Lowell Municipal Employees have mobile deposit?

Does Lowell Municipal Employees have quick pay?

How can Lowell Municipal Employees transfer money to other banks or credit unions?

Does Lowell Municipal Employees report to credit bureaus?

Does Lowell Municipal Employees use Chexsystems?

Does Lowell Municipal Employees use Equifax?

What is Lowell Municipal Employees's toll free phone number?

What is Lowell Municipal Employees's ACH Routing Number?

What is Lowell Municipal Employees's SWIFT code?

Where can I find Lowell Municipal Employees's wire transfer form?

What is the Lowell Municipal Employees address for deposits?

What Products Does Lowell Municipal Employees Offer

Does Lowell Municipal Employees offer mortgages?

Compare mortgage rates here.

Does Lowell Municipal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lowell Municipal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Lowell Municipal Employees offer student loans or personal loans?

Compare personal loan rates here.

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