Madison County

621 E 8th St
Anderson, IN 46012

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 306
Date Established 1935
Assets $74.32 million
Loans $40.74 million
Deposits $68.73 million
Capital $5.51 million

Madison County is an NCUA insured institution located in Anderson, IN. It was founded in 1935 and has approximately $74.32 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship, or volunteer in Madison County.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.08% $500 $999,999 Learn MoreShow Less
12 Mo CD 10K
0.10% $500 $999,999 Learn MoreShow Less
18 Mo CD 10K
0.10% $500 $999,999 Learn MoreShow Less
24 Mo CD 10K
0.20% $500 $999,999 Learn MoreShow Less
30 Mo CD 10K
0.20% $500 $999,999 Learn MoreShow Less
36 Mo CD 10K
0.50% $500 $999,999 Learn MoreShow Less
48 Mo CD 10K
0.60% $500 $999,999 Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.03% $50 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MADISON COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Mortgage
NMLS ID: 181005
4.524% 4.500% 0.00 $786 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.275% 4.250% -0.13 $862 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.040% 4.990% 0.25 $1,424 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
5.040% 4.990% 0.25 $1,424 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to MADISON COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Madison County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Madison County Locations

Financial Details

Madison County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Madison County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Madison County U.S. Average
9.21% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, Madison County had $461,496 in non-current loans and $71,698 in owned assets. To cover these potential losses it had $5,511,627 in net worth and $274,639 in loans loss reserves. That gives it a Texas Ratio of 9.21%.

Net Worth
Madison County U.S. Average
7.41% 13.15%

Madison County FCU has a net worth of 7.41% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Madison County

What is Madison County?

A federal credit union, registered with the NCUA under certificate #306.
Learn more about credit unions here.

Is Madison County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Madison County?

Please see Field of Membership information above for information on who is eligible to join.

What are Madison County's share account and share certificate rates?

Madison County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Madison County?

Madison County has total capital of $5.51 million. Full information on Madison County's financial position is located above.

Who owns Madison County?

Credit Unions are owned by their members.

Where are Madison County branches located?

See branch locations nearby.

Are Madison County ATMs Open 24/7?

Do Madison County ATMs accept cash deposits?

Can Madison County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Madison County have a mobile app?

Does Madison County have mobile deposit?

Does Madison County have quick pay?

How can Madison County transfer money to other banks or credit unions?

Does Madison County report to credit bureaus?

Does Madison County use Chexsystems?

Does Madison County use Equifax?

What is Madison County's toll free phone number?

What is Madison County's ACH Routing Number?

What is Madison County's SWIFT code?

Where can I find Madison County's wire transfer form?

What is the Madison County address for deposits?

What Products Does Madison County Offer

Does Madison County offer mortgages?

Compare mortgage rates here.

Does Madison County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Madison County offer auto and RV loans?

Compare auto loan rates here.

Does Madison County offer student loans or personal loans?

Compare personal loan rates here.

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