MAINE FAMILY

Headquarters

555 Sabattus St
Lewiston, ME 04240
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 0.60% 0.85% →
2-Year CD 0.65% 0.95% →
5-Year CD 1.01% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Maine Family is an NCUA insured institution located in Lewiston, ME. It was founded in 1938 and has approximately $187.09 millions in assets.

NCUA Insured Yes
Charter Number # # 2644
Date Established 1938
Assets $187.09 million
Loans $88.01 million
Deposits $169.11 million
Capital $17.75 million
 

Field of Membership Restrictions

Membership is open to those who work, worship, attend school, or have immediate family members who reside in Androscoggin County, Maine.

Deposit Rates - November 28, 2020

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More

Loan Rates - November 28, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for MAINE FAMILY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to MAINE FAMILY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Maine Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Maine Family Locations


Financial Details

Maine Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Maine Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Maine Family U.S. Average
2.28% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Maine Family had $391,277 in non-current loans and $19,578 in owned assets. To cover these potential losses it had $17,748,919 in net worth and $300,983 in loans loss reserves. That gives it a Texas Ratio of 2.28%.

Net Worth
Maine Family U.S. Average
9.48% 13.61%

Maine Family FCU has a net worth of 9.48% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Maine Family

Branches and Savings

What is Maine Family?

A federal credit union, registered with the NCUA under certificate #2644.
Learn more about credit unions here.

Is Maine Family FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Maine Family?

Please see Field of Membership information above for information on who is eligible to join.

What are Maine Family's share account and share certificate rates?

Maine Family's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Maine Family?

Maine Family has total capital of $17.75 million. Full information on Maine Family's financial position is located above.

Who owns Maine Family?

Credit Unions are owned by their members.

Where are Maine Family branches located?

See branch locations nearby.

Are Maine Family ATMs Open 24/7?

Do Maine Family ATMs accept cash deposits?

Can Maine Family customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Maine Family have a mobile app?

Does Maine Family have mobile deposit?

Does Maine Family have quick pay?

How can Maine Family transfer money to other banks or credit unions?

Does Maine Family report to credit bureaus?

Does Maine Family use Chexsystems?

Does Maine Family use Equifax?

What is Maine Family's toll free phone number?

What is Maine Family's ACH Routing Number?

What is Maine Family's SWIFT code?

Where can I find Maine Family's wire transfer form?

What is the Maine Family address for deposits?

What Products Does Maine Family Offer

Does Maine Family offer mortgages?

Compare mortgage rates here.

Does Maine Family offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Maine Family offer auto and RV loans?

Compare auto loan rates here.

Does Maine Family offer student loans or personal loans?

Compare personal loan rates here.

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