Mc Donald, OH 44437
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Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Mcdonald Community is an NCUA insured institution located in Mc Donald, OH. It was founded in 1936 and has approximately $4.04 millions in assets.

NCUA Insured Yes
Charter Number # # 1599
Date Established 1936
Assets $4.04 million
Loans $0.83 million
Deposits $3.34 million
Capital $0.72 million

Deposit Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Mcdonald Community

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Loan Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MCDONALD COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,908 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Financial Details

Mcdonald Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mcdonald Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mcdonald Community U.S. Average
2.06% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Mcdonald Community had $14,974 in non-current loans and $0 in owned assets. To cover these potential losses it had $717,845 in net worth and $8,744 in loans loss reserves. That gives it a Texas Ratio of 2.06%.

Net Worth
Mcdonald Community U.S. Average
17.74% 13.61%

Mcdonald Community FCU has a net worth of 17.74% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mcdonald Community

Branches and Savings

What is Mcdonald Community?

A federal credit union, registered with the NCUA under certificate #1599.
Learn more about credit unions here.

Is Mcdonald Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mcdonald Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Mcdonald Community's share account and share certificate rates?

Mcdonald Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mcdonald Community?

Mcdonald Community has total capital of $0.72 million. Full information on Mcdonald Community's financial position is located above.

Who owns Mcdonald Community?

Credit Unions are owned by their members.

Where are Mcdonald Community branches located?

See branch locations nearby.

Are Mcdonald Community ATMs Open 24/7?

Do Mcdonald Community ATMs accept cash deposits?

Can Mcdonald Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mcdonald Community have a mobile app?

Does Mcdonald Community have mobile deposit?

Does Mcdonald Community have quick pay?

How can Mcdonald Community transfer money to other banks or credit unions?

Does Mcdonald Community report to credit bureaus?

Does Mcdonald Community use Chexsystems?

Does Mcdonald Community use Equifax?

What is Mcdonald Community's toll free phone number?

What is Mcdonald Community's ACH Routing Number?

What is Mcdonald Community's SWIFT code?

Where can I find Mcdonald Community's wire transfer form?

What is the Mcdonald Community address for deposits?

What Products Does Mcdonald Community Offer

Does Mcdonald Community offer mortgages?

Compare mortgage rates here.

Does Mcdonald Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mcdonald Community offer auto and RV loans?

Compare auto loan rates here.

Does Mcdonald Community offer student loans or personal loans?

Compare personal loan rates here.

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