Po Box 519
Marion, NC 28752
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Mcdowell Cornerstone is an NCUA insured institution located in Marion, NC. It was founded in 1967 and has approximately $37.5 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60149 |
| Date Established | 1967 |
| Assets | $37.50 million |
| Loans | $22.54 million |
| Deposits | $30.36 million |
| Capital | $6.53 million |
Your Current Location: Arizona, AZ 85001
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.45% | $100,000 | $199,999 |
Learn More
|
Your Current Location: Arizona, AZ 85001
There are currently no loan rates available for Mcdowell Cornerstone
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Below are Mcdowell Cornerstone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1602.25 | A | View Lobby Hours |
MCDOWELL CORNERSTONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Mcdowell Cornerstone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Mcdowell Cornerstone | U.S. Average |
|---|---|
| 2.96% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Mcdowell Cornerstone had $171,967 in non-current loans and $24,397 in owned assets. To cover these potential losses it had $6,531,461 in net worth and $108,578 in loans loss reserves. That gives it a Texas Ratio of 2.96%.
| Mcdowell Cornerstone | U.S. Average |
|---|---|
| 17.42% | 14.48% |
Mcdowell Cornerstone FCU has a net worth of 17.42% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 9, 2026
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