120 Windsor Center Dr
East Windsor, NJ 08520



General Credit Union Information

NCUA Insured Yes
Charter Number # # 861
Date Established 1935
Assets $417.48 million
Loans $331.35 million
Deposits $343.61 million
Capital $44.10 million

Mcgraw Hill is an NCUA insured institution located in East Windsor, NJ. It was founded in 1935 and has approximately $417.48 millions in assets.

Who can join?

Membership is available to employees and their family members (spouse, children, grandparents, aunts, uncles, etc.) of the union's Select Employer Groups.

Field of Membership Restrictions

Membership in McGraw-Hill Federal Credit Union is open to anyone through a membership in VOICE Foundation ($50 annual contribution). Membership is also open to employees of McGraw-Hill Companies in New York City and over 120 other Select Employer Groups.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.15% $10,000 - Learn MoreShow Less
6 Mo CD 10K
0.25% $10,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA 0K
0.40% $1,000 $9,999 Learn MoreShow Less
Special: 12 Mo FIRA
1.75% $1,000 - Learn MoreShow Less
Special: 20 Mo FIRA
2.40% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.05% $5 - Learn MoreShow Less
MM 2.5K
0.05% $1 $4,999 Learn MoreShow Less
MM 10K
0.10% $5,000 $24,999 Learn MoreShow Less
MM 25K
0.15% $25,000 $99,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MCGRAW HILL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Federated Mortgage Corp
NMLS ID: 101475
4.405% 4.375% 0.00 $890 $1,249 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Mcgraw Hill branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Mcgraw Hill Locations

Financial Details

Mcgraw Hill Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mcgraw Hill. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mcgraw Hill U.S. Average
5.84% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Mcgraw Hill had $2,568,920 in non-current loans and $79,898 in owned assets. To cover these potential losses it had $44,104,701 in net worth and $1,228,568 in loans loss reserves. That gives it a Texas Ratio of 5.84%.

Net Worth
Mcgraw Hill U.S. Average
10.56% 13.08%

Mcgraw Hill FCU has a net worth of 10.56% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Mcgraw Hill

What is Mcgraw Hill?

A federal credit union, registered with the NCUA under certificate #861.
Learn more about credit unions here.

Is Mcgraw Hill FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mcgraw Hill?

Please see Field of Membership information above for information on who is eligible to join.

What are Mcgraw Hill's share account and share certificate rates?

Mcgraw Hill's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mcgraw Hill?

Mcgraw Hill has total capital of $44.10 million. Full information on Mcgraw Hill's financial position is located above.

Who owns Mcgraw Hill?

Credit Unions are owned by their members.

Where are Mcgraw Hill branches located?

See branch locations nearby.

Are Mcgraw Hill ATMs Open 24/7?

Do Mcgraw Hill ATMs accept cash deposits?

Can Mcgraw Hill customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mcgraw Hill have a mobile app?

Does Mcgraw Hill have mobile deposit?

Does Mcgraw Hill have quick pay?

How can Mcgraw Hill transfer money to other banks or credit unions?

Does Mcgraw Hill report to credit bureaus?

Does Mcgraw Hill use Chexsystems?

Does Mcgraw Hill use Equifax?

What is Mcgraw Hill's toll free phone number?

What is Mcgraw Hill's ACH Routing Number?

What is Mcgraw Hill's SWIFT code?

Where can I find Mcgraw Hill's wire transfer form?

What is the Mcgraw Hill address for deposits?

What Products Does Mcgraw Hill Offer

Does Mcgraw Hill offer mortgages?

Compare mortgage rates here.

Does Mcgraw Hill offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mcgraw Hill offer auto and RV loans?

Compare auto loan rates here.

Does Mcgraw Hill offer student loans or personal loans?

Compare personal loan rates here.

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