Mcgraw Hill

120 Windsor Center Dr
East Windsor, NJ 08520


General Credit Union Information

NCUA Insured Yes
Charter Number # # 861
Date Established 1935
Assets $400.85 million
Loans $315.35 million
Deposits $327.48 million
Capital $44.25 million

Mcgraw Hill is an NCUA insured institution located in East Windsor, NJ. It was founded in 1935 and has approximately $400.85 millions in assets.

Who can join?

Membership is available to employees and their family members (spouse, children, grandparents, aunts, uncles, etc.) of the union's Select Employer Groups.

Field of Membership Restrictions

Membership in McGraw-Hill Federal Credit Union is open to anyone through a membership in VOICE Foundation ($50 annual contribution). Membership is also open to employees of McGraw-Hill Companies in New York City and over 120 other Select Employer Groups.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.15% $10,000 - Learn MoreShow Less
6 Mo CD 10K
0.25% $10,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.05% $5 - Learn MoreShow Less
Fixed IRA 0K
0.40% $1,000 $9,999 Learn MoreShow Less
Special: 24 Mo FIRA
1.50% $1,000 $24,999 Learn MoreShow Less
Special: 24 Mo FIRA
1.75% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.05% $5 - Learn MoreShow Less
MM 2.5K
0.05% $1 $4,999 Learn MoreShow Less
MM 10K
0.10% $5,000 $24,999 Learn MoreShow Less
MM 25K
0.15% $25,000 $99,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MCGRAW HILL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Mcgraw Hill branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Mcgraw Hill Locations

Financial Details

Mcgraw Hill Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mcgraw Hill. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Mcgraw Hill U.S. Average
5.86% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Mcgraw Hill had $2,627,678 in non-current loans and $30,510 in owned assets. To cover these potential losses it had $44,246,403 in net worth and $1,144,041 in loans loss reserves. That gives it a Texas Ratio of 5.86%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Mcgraw Hill U.S. Average
11.03% 13.03

Mcgraw Hill FCU has a net worth of 11.03% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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