Members 1st Credit Union

Headquarters

Po Box 492395
Redding, CA 96049
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Notable Rates APY Vs.Others
Savings N.A. 1.70% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 2.87% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Members 1st is an NCUA insured institution located in Redding, CA. It was founded in 1936 and has approximately $307.11 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62677
Date Established 1936
Assets $307.11 million
Loans $222.38 million
Deposits $277.66 million
Capital $24.96 million
 

Field of Membership Restrictions

Membership is open to those who live, worship or work in Tehama, Shasta, Butte and Glenn Counties in California. Membership is also open to school employees, government employees, students and their families in Glenn, Butte, Lassen, Modoc, Plumas, Sierra, Siskiyou, and Trinity Counties.

Deposit Rates - July 6, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Members 1st

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Advertiser Disclosure

Loan Rates - July 6, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for MEMBERS 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

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Payment
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AimLoan.com
NMLS ID: 2890
License#: 413-0477
5.233% 5.125% 0.88 $3,048 $1,362 Learn More
Morty, Inc.
NMLS ID: 1429243
4.804% 4.750% 0.63 $1,560 $1,305 Learn More
CHASE
NMLS ID: 399798
5.568% 5.490% 0.88 $2,155 $1,418 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
4.240 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to MEMBERS 1ST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Members 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Members 1st Locations



Climate Initiatives

MEMBERS 1ST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Members 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members 1st U.S. Average
1.05% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Members 1st had $197,449 in non-current loans and $73,940 in owned assets. To cover these potential losses it had $24,964,433 in net worth and $797,345 in loans loss reserves. That gives it a Texas Ratio of 1.05%.

Net Worth
Members 1st U.S. Average
8.3% 12.36%

Members 1st FCU has a net worth of 8.3% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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