2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68487
Date Established 1935
Assets $29.53 million
Loans $19.92 million
Deposits $26.51 million
Capital $2.59 million

Members is an NCUA insured institution located in Cos Cob, CT. It was founded in 1935 and has approximately $29.53 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Fairfield County in Connecticut.

Deposit Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1 $19,999 Learn MoreShow Less
Money Market
0.15% $20,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $500 - Learn MoreShow Less
Special: 12 Mo FIRA
2.02% $25 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
6 Mo CD
0.30% $500 - Learn MoreShow Less
Special: 12 Mo CD
2.02% $25 - Learn MoreShow Less
12 Mo CD
0.40% $500 - Learn MoreShow Less
18 Mo CD
0.45% $500 - Learn MoreShow Less
24 Mo CD
0.50% $500 - Learn MoreShow Less
36 Mo CD
0.80% $500 - Learn MoreShow Less
48 Mo CD
0.90% $500 - Learn MoreShow Less
60 Mo CD
1.02% $500 - Learn MoreShow Less

Loan Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MEMBERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to MEMBERS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Members Locations


Financial Details

Members Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members U.S. Average
5.42% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Members had $144,556 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,589,089 in net worth and $78,935 in loans loss reserves. That gives it a Texas Ratio of 5.42%.

Net Worth
Members U.S. Average
8.76% 13.47%

Members FCU has a net worth of 8.76% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members

Branches and Savings

What is Members?

A federal credit union, registered with the NCUA under certificate #68487.
Learn more about credit unions here.

Is Members FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Members?

Please see Field of Membership information above for information on who is eligible to join.

What are Members's share account and share certificate rates?

Members's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members?

Members has total capital of $2.59 million. Full information on Members's financial position is located above.

Who owns Members?

Credit Unions are owned by their members.

Where are Members branches located?

See branch locations nearby.

Are Members ATMs Open 24/7?

Do Members ATMs accept cash deposits?

Can Members customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members have a mobile app?

Does Members have mobile deposit?

Does Members have quick pay?

How can Members transfer money to other banks or credit unions?

Does Members report to credit bureaus?

Does Members use Chexsystems?

Does Members use Equifax?

What is Members's toll free phone number?

What is Members's ACH Routing Number?

What is Members's SWIFT code?

Where can I find Members's wire transfer form?

What is the Members address for deposits?

What Products Does Members Offer

Does Members offer mortgages?

Compare mortgage rates here.

Does Members offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members offer auto and RV loans?

Compare auto loan rates here.

Does Members offer student loans or personal loans?

Compare personal loan rates here.

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