Members Choice


520 W Patterson Drive
Bloomington, IN 47403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.40% 0.67% →
2-Year CD 0.60% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Members Choice is an NCUA insured institution located in Bloomington, IN. It was founded in 1958 and has approximately $15.54 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12680
Date Established 1958
Assets $15.54 million
Loans $10.56 million
Deposits $14.26 million
Capital $1.26 million

Deposit Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.30% $1 $499 Learn MoreShow Less

Loan Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBERS CHOICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.422% 2.375% 0.63 $1,562 $972 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Members Choice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Members Choice Locations

Financial Details

Members Choice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members Choice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members Choice U.S. Average
10.87% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Members Choice had $115,106 in non-current loans and $27,739 in owned assets. To cover these potential losses it had $1,260,286 in net worth and $53,724 in loans loss reserves. That gives it a Texas Ratio of 10.87%.

Net Worth
Members Choice U.S. Average
8.1% 12.67%

Members Choice FCU has a net worth of 8.1% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members Choice

Branches and Savings

What is Members Choice?

A federal credit union, registered with the NCUA under certificate #12680.
Learn more about credit unions here.

Is Members Choice FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Members Choice is insured by the NCUA.

Who can join Members Choice?

Please see Field of Membership information above for information on who is eligible to join.

What are Members Choice's share account and share certificate rates?

Members Choice's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members Choice?

Members Choice has total capital of $1.26 million. Full information on Members Choice's financial position is located above.

Who owns Members Choice?

Credit Unions are owned by their members.

Where are Members Choice branches located?

See branch locations nearby.

Are Members Choice ATMs Open 24/7?

Do Members Choice ATMs accept cash deposits?

Can Members Choice customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members Choice have a mobile app?

Does Members Choice have mobile deposit?

Does Members Choice have quick pay?

How can Members Choice transfer money to other banks or credit unions?

Does Members Choice report to credit bureaus?

Does Members Choice use Chexsystems?

Does Members Choice use Equifax?

What is Members Choice's toll free phone number?

What is Members Choice's ACH Routing Number?

What is Members Choice's SWIFT code?

Where can I find Members Choice's wire transfer form?

What is the Members Choice address for deposits?

What Products Does Members Choice Offer

Does Members Choice offer mortgages?

Compare mortgage rates here.

Does Members Choice offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members Choice offer auto and RV loans?

Compare auto loan rates here.

Does Members Choice offer student loans or personal loans?

Compare personal loan rates here.

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