Members Choice Wv

Headquarters

P O Box 20040
Charleston, WV 25362
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.35% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Members Choice Wv is an NCUA insured institution located in Charleston, WV. It was founded in 1942 and has approximately $86.7 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4969
Date Established 1942
Assets $86.70 million
Loans $34.39 million
Deposits $69.33 million
Capital $17.17 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Kanawha County, West Virginia.

Deposit Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBERS CHOICE WV

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.784% 2.750% 0.50 $1,100 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to MEMBERS CHOICE WV
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Members Choice Wv branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Members Choice Wv Locations


Financial Details

Members Choice Wv Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members Choice Wv. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members Choice Wv U.S. Average
1.31% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Members Choice Wv had $217,243 in non-current loans and $10,000 in owned assets. To cover these potential losses it had $17,169,403 in net worth and $207,476 in loans loss reserves. That gives it a Texas Ratio of 1.31%.

Net Worth
Members Choice Wv U.S. Average
19.8% 12.67%

Members Choice Wv FCU has a net worth of 19.8% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members Choice Wv

Branches and Savings

What is Members Choice Wv?

A federal credit union, registered with the NCUA under certificate #4969.
Learn more about credit unions here.

lanhamjerry50@yahoo.com | Apr 24, 2020

Why do u say your 12 month cd rate is1.26 and when I called to check on 1 I was told it is .30

Is Members Choice Wv FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Members Choice Wv is insured by the NCUA.

Who can join Members Choice Wv?

Please see Field of Membership information above for information on who is eligible to join.

What are Members Choice Wv's share account and share certificate rates?

Members Choice Wv's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members Choice Wv?

Members Choice Wv has total capital of $17.17 million. Full information on Members Choice Wv's financial position is located above.

Who owns Members Choice Wv?

Credit Unions are owned by their members.

Where are Members Choice Wv branches located?

See branch locations nearby.

Are Members Choice Wv ATMs Open 24/7?

Do Members Choice Wv ATMs accept cash deposits?

Can Members Choice Wv customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members Choice Wv have a mobile app?

Does Members Choice Wv have mobile deposit?

Does Members Choice Wv have quick pay?

How can Members Choice Wv transfer money to other banks or credit unions?

Does Members Choice Wv report to credit bureaus?

Does Members Choice Wv use Chexsystems?

Does Members Choice Wv use Equifax?

What is Members Choice Wv's toll free phone number?

What is Members Choice Wv's ACH Routing Number?

What is Members Choice Wv's SWIFT code?

Where can I find Members Choice Wv's wire transfer form?

What is the Members Choice Wv address for deposits?

What Products Does Members Choice Wv Offer

Does Members Choice Wv offer mortgages?

Compare mortgage rates here.

Does Members Choice Wv offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members Choice Wv offer auto and RV loans?

Compare auto loan rates here.

Does Members Choice Wv offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Members Choice Wv


  • April 24, 2020

    Why do u say your 12 month cd rate is1.26 and when I called to check on 1 I was told it is .30

Add Your Review

Rate it here →