Members Choice Wv Federal Credit Union


P O Box 20040
Charleston, WV 25362
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.35% 1.52% →
2-Year CD 0.60% 2.31% →
5-Year CD N.A. 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Members Choice Wv is an NCUA insured institution located in Charleston, WV. It was founded in 1942 and has approximately $94.09 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4969
Date Established 1942
Assets $94.09 million
Loans $31.78 million
Deposits $76.41 million
Capital $17.71 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Kanawha County, West Virginia.

Deposit Rates - May 18, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 18, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for MEMBERS CHOICE WV

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
4.937% 4.875% 0.75 $1,782 $1,324 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Members Choice Wv branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Members Choice Wv Locations

Climate Initiatives

MEMBERS CHOICE WV is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Members Choice Wv Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members Choice Wv. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members Choice Wv U.S. Average
1.85% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Members Choice Wv had $296,202 in non-current loans and $35,433 in owned assets. To cover these potential losses it had $17,706,729 in net worth and $257,253 in loans loss reserves. That gives it a Texas Ratio of 1.85%.

Net Worth
Members Choice Wv U.S. Average
18.81% 12.36%

Members Choice Wv FCU has a net worth of 18.81% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for MEMBERS CHOICE WV

  • April 24, 2020

    Why do u say your 12 month cd rate is1.26 and when I called to check on 1 I was told it is .30

Add Your Review

Rate it here →