5444 S Staples St
Corpus Christi, TX 78411
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ACH 314978394
Members First is an NCUA insured institution located in Corpus Christi, TX. It was founded in 1938 and has approximately $190.72 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67658 |
| Date Established | 1938 |
| Assets | $190.72 million |
| Loans | $68.81 million |
| Deposits | $144.95 million |
| Capital | $43.14 million |
Your Current Location: New Jersey, NJ
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
|
Money Market
|
0.40% | $10,000 | $14,999 |
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|
|
Money Market
|
0.45% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
Your Current Location: New Jersey, NJ
There are currently no loan rates available for Members First
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
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Below are Members First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Dover,New Jersey
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1514.26 | A | View Lobby Hours | |
| 1515.50 | B | View Lobby Hours | |
| 1516.94 | C | View Lobby Hours | |
| 1590.76 | D | View Lobby Hours |
MEMBERS FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Members First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Members First | U.S. Average |
|---|---|
| 1.71% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Members First had $655,550 in non-current loans and $83,221 in owned assets. To cover these potential losses it had $43,137,700 in net worth and $184,759 in loans loss reserves. That gives it a Texas Ratio of 1.71%.
| Members First | U.S. Average |
|---|---|
| 22.62% | 14.48% |
Members First FCU has a net worth of 22.62% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 30, 2026
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