Members Trust Of The Southwest

Headquarters

2315 Mangum Rd
Houston, TX 77092
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.65% →
1-Year CD 0.35% 0.70% →
2-Year CD 0.45% 0.75% →
5-Year CD 0.70% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Members Trust Of The Southwest is an NCUA insured institution located in Houston, TX. It was founded in 1936 and has approximately $171.38 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1584
Date Established 1936
Assets $171.38 million
Loans $111.78 million
Deposits $157.44 million
Capital $14.81 million
 

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Erath County, Texas or Southwest Oklahoma City, Oklahoma.

Deposit Rates - June 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.40% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.60% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBERS TRUST OF THE SOUTHWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.600% 2.500% 0.88 $3,288 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to MEMBERS TRUST OF THE SOUTHWEST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Members Trust Of The Southwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Members Trust Of The Southwest Locations


Financial Details

Members Trust Of The Southwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members Trust Of The Southwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members Trust Of The Southwest U.S. Average
8.36% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Members Trust Of The Southwest had $1,223,301 in non-current loans and $60,453 in owned assets. To cover these potential losses it had $14,808,016 in net worth and $555,631 in loans loss reserves. That gives it a Texas Ratio of 8.36%.

Net Worth
Members Trust Of The Southwest U.S. Average
8.64% 12.67%

Members Trust Of The Southwest FCU has a net worth of 8.64% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members Trust Of The Southwest

Branches and Savings

What is Members Trust Of The Southwest?

A federal credit union, registered with the NCUA under certificate #1584.
Learn more about credit unions here.

Is Members Trust Of The Southwest FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Members Trust Of The Southwest is insured by the NCUA.

Who can join Members Trust Of The Southwest?

Please see Field of Membership information above for information on who is eligible to join.

What are Members Trust Of The Southwest's share account and share certificate rates?

Members Trust Of The Southwest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members Trust Of The Southwest?

Members Trust Of The Southwest has total capital of $14.81 million. Full information on Members Trust Of The Southwest's financial position is located above.

Who owns Members Trust Of The Southwest?

Credit Unions are owned by their members.

Where are Members Trust Of The Southwest branches located?

See branch locations nearby.

Are Members Trust Of The Southwest ATMs Open 24/7?

Do Members Trust Of The Southwest ATMs accept cash deposits?

Can Members Trust Of The Southwest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members Trust Of The Southwest have a mobile app?

Does Members Trust Of The Southwest have mobile deposit?

Does Members Trust Of The Southwest have quick pay?

How can Members Trust Of The Southwest transfer money to other banks or credit unions?

Does Members Trust Of The Southwest report to credit bureaus?

Does Members Trust Of The Southwest use Chexsystems?

Does Members Trust Of The Southwest use Equifax?

What is Members Trust Of The Southwest's toll free phone number?

What is Members Trust Of The Southwest's ACH Routing Number?

What is Members Trust Of The Southwest's SWIFT code?

Where can I find Members Trust Of The Southwest's wire transfer form?

What is the Members Trust Of The Southwest address for deposits?

What Products Does Members Trust Of The Southwest Offer

Does Members Trust Of The Southwest offer mortgages?

Compare mortgage rates here.

Does Members Trust Of The Southwest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members Trust Of The Southwest offer auto and RV loans?

Compare auto loan rates here.

Does Members Trust Of The Southwest offer student loans or personal loans?

Compare personal loan rates here.

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