Members Trust Of The Southwest Federal Credit Union

Headquarters

2315 Mangum Rd
Houston, TX 77092
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.65% →
1-Year CD 0.35% 2.02% →
2-Year CD 0.45% 3.00% →
5-Year CD 0.70% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Members Trust Of The Southwest is an NCUA insured institution located in Houston, TX. It was founded in 1936 and has approximately $191.14 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1584
Date Established 1936
Assets $191.14 million
Loans $124.87 million
Deposits $174.73 million
Capital $16.51 million
 

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Erath County, Texas or Southwest Oklahoma City, Oklahoma.

Deposit Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.40% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.60% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MEMBERS TRUST OF THE SOUTHWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CHASE
NMLS ID: 399798
5.945% 5.875% 0.75 $1,892 $1,479 Learn More
First Internet Bank
NMLS ID: 424182
5.569% 5.500% 0.75 $1,902 $1,420 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to MEMBERS TRUST OF THE SOUTHWEST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Members Trust Of The Southwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Members Trust Of The Southwest Locations



Climate Initiatives

MEMBERS TRUST OF THE SOUTHWEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Members Trust Of The Southwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members Trust Of The Southwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members Trust Of The Southwest U.S. Average
3.49% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Members Trust Of The Southwest had $556,448 in non-current loans and $46,138 in owned assets. To cover these potential losses it had $16,513,176 in net worth and $730,706 in loans loss reserves. That gives it a Texas Ratio of 3.49%.

Net Worth
Members Trust Of The Southwest U.S. Average
8.63% 12.36%

Members Trust Of The Southwest FCU has a net worth of 8.63% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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