MEMBERSALLIANCE

2550 S Alpine
Rockford, IL 61108

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.11% 2.20% →
2-Year CD 1.16% 2.20% →
5-Year CD 1.52% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Membersalliance is located in Rockford, Il. It was founded in 1938 and has approximately $197.61 millions in assets.

Who can join?

MembersAlliance Credit Union is open to anyone living or working in Winnebago, Boone or Ogle county, or if you have an immediate family member who is a member, you may be eligible.

NCUA Insured No
Charter Number # # 81402
Date Established 1938
Assets $197.61 million
Loans $136.76 million
Deposits $176.97 million
Capital $16.98 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Boone, Ogle, or Winnebago Counties in Illinois.

Deposit Rates - February 21, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $9,999 Learn MoreShow Less
Money Market
0.13% $10,000 $24,999 Learn MoreShow Less
Money Market
0.18% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.11% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $500 - Learn MoreShow Less
6 Mo CD
0.80% $500 - Learn MoreShow Less
12 Mo CD
1.11% $500 - Learn MoreShow Less
18 Mo CD
1.11% $500 - Learn MoreShow Less
24 Mo CD
1.16% $500 - Learn MoreShow Less
30 Mo CD
1.26% $500 - Learn MoreShow Less
36 Mo CD
1.37% $500 - Learn MoreShow Less
48 Mo CD
1.42% $500 - Learn MoreShow Less
60 Mo CD
1.52% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 - Learn MoreShow Less

Loan Rates - February 21, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for MEMBERSALLIANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.284% 3.250% 0.38 $1,070 $1,089 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.261% 3.250% -0.25 $378 $1,089 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to MEMBERSALLIANCE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Membersalliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Membersalliance Locations


Financial Details

Membersalliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Membersalliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Membersalliance U.S. Average
5.64% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Membersalliance had $844,373 in non-current loans and $234,764 in owned assets. To cover these potential losses it had $16,980,060 in net worth and $2,147,913 in loans loss reserves. That gives it a Texas Ratio of 5.64%.

Net Worth
Membersalliance U.S. Average
8.59% 13.65%

Membersalliance FCU has a net worth of 8.59% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Membersalliance

Branches and Savings

What is Membersalliance?

A federal credit union, registered with the NCUA under certificate #81402.
Learn more about credit unions here.

Is Membersalliance FDIC insured?

No, Membersalliance credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Membersalliance?

Please see Field of Membership information above for information on who is eligible to join.

What are Membersalliance's share account and share certificate rates?

Membersalliance's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Membersalliance?

Membersalliance has total capital of $16.98 million. Full information on Membersalliance's financial position is located above.

Who owns Membersalliance?

Credit Unions are owned by their members.

Where are Membersalliance branches located?

See branch locations nearby.

Are Membersalliance ATMs Open 24/7?

Do Membersalliance ATMs accept cash deposits?

Can Membersalliance customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Membersalliance have a mobile app?

Does Membersalliance have mobile deposit?

Does Membersalliance have quick pay?

How can Membersalliance transfer money to other banks or credit unions?

Does Membersalliance report to credit bureaus?

Does Membersalliance use Chexsystems?

Does Membersalliance use Equifax?

What is Membersalliance's toll free phone number?

What is Membersalliance's ACH Routing Number?

What is Membersalliance's SWIFT code?

Where can I find Membersalliance's wire transfer form?

What is the Membersalliance address for deposits?

What Products Does Membersalliance Offer

Does Membersalliance offer mortgages?

Compare mortgage rates here.

Does Membersalliance offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Membersalliance offer auto and RV loans?

Compare auto loan rates here.

Does Membersalliance offer student loans or personal loans?

Compare personal loan rates here.

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