Membersource Credit Union
Headquarters
10100 Richmond Ave
Houston, TX 77042
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2024 Overview
General Credit Union Information
Membersource is an NCUA insured institution located in Houston, TX. It was founded in 1958 and has approximately $196.19 millions in assets.
Who can join?
To qualify for membership you must:
• Be related to a member by blood, by marriage or adoption, or share a household with a member, you're eligible.
• Be an employee of a MemberSource Member Company, you can join. Contact your Human Resources department to find out if your employer is one of MemberSource's Member Companies.
• Or live, work, worship or attend school within a ten-mile radius of MemberSource Credit Union's offices (see zip codes below).
77002 77021 77041 77071 77088 77380
77003 77022 77042 77072 77090 77381
77004 77023 77043 77074 77091 77382
77005 77024 77045 77076 77092 77384
77006 77025 77046 77077 77094 77385
77007 77026 77047 77079 77096 77386
77008 77027 77051 77080 77098 77388
77009 77030 77053 77081 77099 77389
77010 77031 77054 77082 77301 77401
77011 77033 77055 77083 77302 77477
77018 77035 77056 77084 77373 77478
77019 77036 77057 77085 77375 77489
77020 77040 77063 77087 77379 77498
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68440 |
| Date Established | 1958 |
| Assets | $196.19 million |
| Loans | $151.71 million |
| Deposits | $172.99 million |
| Capital | $21.99 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Fort Bend County and within a 10-mile radius of any Membersource Credit Union branch. Membership is also open to employees of the credit union's Select Employer Group.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
Learn More
|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $2,500 | $3,499 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Membersource
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Membersource
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Membersource branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
MEMBERSOURCE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Membersource Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Membersource. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Membersource | U.S. Average |
|---|---|
| 5.96% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Membersource had $1,273,931 in non-current loans and $72,287 in owned assets. To cover these potential losses it had $21,990,480 in net worth and $593,829 in loans loss reserves. That gives it a Texas Ratio of 5.96%.
Net Worth
| Membersource | U.S. Average |
|---|---|
| 11.2% | 13.62% |
Membersource FCU has a net worth of 11.2% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Membersource
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