Memberstrust

Headquarters

4388 Holland Rd Ste 100
Virginia Beach, VA 23452
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Memberstrust is an NCUA insured institution located in Virginia Beach, VA. It was founded in 1958 and has approximately $45.82 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 66586
Date Established 1958
Assets $45.82 million
Loans $17.15 million
Deposits $43.05 million
Capital $2.39 million
 

Deposit Rates - September 16, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Memberstrust

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Memberstrust
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Advertiser Disclosure

Loan Rates - September 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MEMBERSTRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
2.798% 2.750% -0.38 $1,562 $1,021 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.636% 2.625% 0.13 $352 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to MEMBERSTRUST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Memberstrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Memberstrust Locations


Financial Details

Memberstrust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Memberstrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Memberstrust U.S. Average
5.23% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Memberstrust had $135,056 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,387,643 in net worth and $193,481 in loans loss reserves. That gives it a Texas Ratio of 5.23%.

Net Worth
Memberstrust U.S. Average
5.21% 12.20%

Memberstrust FCU has a net worth of 5.21% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Memberstrust

Branches and Savings

What is Memberstrust?

A federal credit union, registered with the NCUA under certificate #66586.
Learn more about credit unions here.

Is Memberstrust FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Memberstrust is insured by the NCUA.

Who can join Memberstrust?

Please see Field of Membership information above for information on who is eligible to join.

What are Memberstrust's share account and share certificate rates?

Memberstrust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Memberstrust?

Memberstrust has total capital of $2.39 million. Full information on Memberstrust's financial position is located above.

Who owns Memberstrust?

Credit Unions are owned by their members.

Where are Memberstrust branches located?

See branch locations nearby.

Are Memberstrust ATMs Open 24/7?

Do Memberstrust ATMs accept cash deposits?

Can Memberstrust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Memberstrust have a mobile app?

Does Memberstrust have mobile deposit?

Does Memberstrust have quick pay?

How can Memberstrust transfer money to other banks or credit unions?

Does Memberstrust report to credit bureaus?

Does Memberstrust use Chexsystems?

Does Memberstrust use Equifax?

What is Memberstrust's toll free phone number?

What is Memberstrust's ACH Routing Number?

What is Memberstrust's SWIFT code?

Where can I find Memberstrust's wire transfer form?

What is the Memberstrust address for deposits?

What Products Does Memberstrust Offer

Does Memberstrust offer mortgages?

Compare mortgage rates here.

Does Memberstrust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Memberstrust offer auto and RV loans?

Compare auto loan rates here.

Does Memberstrust offer student loans or personal loans?

Compare personal loan rates here.

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