2271 HIGHWAY 33 STE 108
Hamilton Square, NJ 08690

Notable Rates APY Vs.Others
Savings 0.03% 2.30% →
1-Year CD 0.40% 2.25% →
2-Year CD 0.50% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Mercer County Nj Teachers is an NCUA insured institution located in Hamilton Square, NJ. It was founded in 1936 and has approximately $33.47 millions in assets.

NCUA Insured Yes
Charter Number # # 1351
Date Established 1936
Assets $33.47 million
Loans $8.76 million
Deposits $31.64 million
Capital $2.66 million

Field of Membership Restrictions

Membership is open to employees of Mercer County Special Services School District, East Windsor Regional School District, Emily Fisher Charter School, Hopewell Valley School District, Mercer County Technical Schools, McCorristin High School, Notre Dame High School, Princeton Charter School, Princeton Regional School District, Ewing Township School District, Hamilton Township School District, Lawrence Township School District, Stuart Country Day School, College of New Jersey, Robbinsville School District, The Goddard School, The Pace Charter School, Our Lady of Sorrows School, Office Interiors, Copi-Rite, Inc., Haldeman Auto Group, and employees and students of Mercer County Community College.

Deposit Rates - December 11, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $5,000 $24,999 Learn MoreShow Less
Money Market
0.10% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.05% $1,000 - Learn MoreShow Less
6 Mo CD
0.20% $1,000 - Learn MoreShow Less
12 Mo CD
0.40% $1,000 - Learn MoreShow Less
18 Mo CD
0.45% $1,000 - Learn MoreShow Less
24 Mo CD
0.50% $1,000 - Learn MoreShow Less
30 Mo CD
0.60% $1,000 - Learn MoreShow Less
36 Mo CD
0.75% $1,000 - Learn MoreShow Less

Loan Rates - December 11, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for MERCER COUNTY NJ TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.625% 3.625% -0.13 ($242) $1,141 Learn More
Infinity Mortgage Group
NMLS ID: 35972
License#: NMLS 35972
3.649% 3.625% -0.13 $776 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Mercer County Nj Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Mercer County Nj Teachers Locations

Financial Details

Mercer County Nj Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mercer County Nj Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mercer County Nj Teachers U.S. Average
0.78% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Mercer County Nj Teachers had $20,991 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,657,978 in net worth and $46,210 in loans loss reserves. That gives it a Texas Ratio of 0.78%.

Net Worth
Mercer County Nj Teachers U.S. Average
8.29% 13.65%

Mercer County Nj Teachers FCU has a net worth of 8.29% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mercer County Nj Teachers

Branches and Savings

What is Mercer County Nj Teachers?

A federal credit union, registered with the NCUA under certificate #1351.
Learn more about credit unions here.

Is Mercer County Nj Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mercer County Nj Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Mercer County Nj Teachers's share account and share certificate rates?

Mercer County Nj Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mercer County Nj Teachers?

Mercer County Nj Teachers has total capital of $2.66 million. Full information on Mercer County Nj Teachers's financial position is located above.

Who owns Mercer County Nj Teachers?

Credit Unions are owned by their members.

Where are Mercer County Nj Teachers branches located?

See branch locations nearby.

Are Mercer County Nj Teachers ATMs Open 24/7?

Do Mercer County Nj Teachers ATMs accept cash deposits?

Can Mercer County Nj Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mercer County Nj Teachers have a mobile app?

Does Mercer County Nj Teachers have mobile deposit?

Does Mercer County Nj Teachers have quick pay?

How can Mercer County Nj Teachers transfer money to other banks or credit unions?

Does Mercer County Nj Teachers report to credit bureaus?

Does Mercer County Nj Teachers use Chexsystems?

Does Mercer County Nj Teachers use Equifax?

What is Mercer County Nj Teachers's toll free phone number?

What is Mercer County Nj Teachers's ACH Routing Number?

What is Mercer County Nj Teachers's SWIFT code?

Where can I find Mercer County Nj Teachers's wire transfer form?

What is the Mercer County Nj Teachers address for deposits?

What Products Does Mercer County Nj Teachers Offer

Does Mercer County Nj Teachers offer mortgages?

Compare mortgage rates here.

Does Mercer County Nj Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mercer County Nj Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Mercer County Nj Teachers offer student loans or personal loans?

Compare personal loan rates here.

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