Kansas City, MO 64111
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Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Metropolitan is an NCUA insured institution located in Kansas City, MO. It was founded in 1951 and has approximately $10.22 millions in assets.

NCUA Insured Yes
Charter Number # # 7095
Date Established 1951
Assets $10.22 million
Loans $1.74 million
Deposits $8.50 million
Capital $1.73 million

Deposit Rates - July 3, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Metropolitan

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Loan Rates - July 3, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for METROPOLITAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Metropolitan Locations

Financial Details

Metropolitan Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Metropolitan. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Metropolitan U.S. Average
0.75% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Metropolitan had $1,252 in non-current loans and $11,709 in owned assets. To cover these potential losses it had $1,725,687 in net worth and $4,197 in loans loss reserves. That gives it a Texas Ratio of 0.75%.

Net Worth
Metropolitan U.S. Average
16.87% 13.86%

Metropolitan FCU has a net worth of 16.87% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Metropolitan

Branches and Savings

What is Metropolitan?

A federal credit union, registered with the NCUA under certificate #7095.
Learn more about credit unions here.

Is Metropolitan FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Metropolitan?

Please see Field of Membership information above for information on who is eligible to join.

What are Metropolitan's share account and share certificate rates?

Metropolitan's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Metropolitan?

Metropolitan has total capital of $1.73 million. Full information on Metropolitan's financial position is located above.

Who owns Metropolitan?

Credit Unions are owned by their members.

Where are Metropolitan branches located?

See branch locations nearby.

Are Metropolitan ATMs Open 24/7?

Do Metropolitan ATMs accept cash deposits?

Can Metropolitan customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Metropolitan have a mobile app?

Does Metropolitan have mobile deposit?

Does Metropolitan have quick pay?

How can Metropolitan transfer money to other banks or credit unions?

Does Metropolitan report to credit bureaus?

Does Metropolitan use Chexsystems?

Does Metropolitan use Equifax?

What is Metropolitan's toll free phone number?

What is Metropolitan's ACH Routing Number?

What is Metropolitan's SWIFT code?

Where can I find Metropolitan's wire transfer form?

What is the Metropolitan address for deposits?

What Products Does Metropolitan Offer

Does Metropolitan offer mortgages?

Compare mortgage rates here.

Does Metropolitan offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Metropolitan offer auto and RV loans?

Compare auto loan rates here.

Does Metropolitan offer student loans or personal loans?

Compare personal loan rates here.

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