Miami, FL 33130
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Notable Rates APY Vs.Others
Savings 0.15% 0.91% →
1-Year CD 0.75% 0.85% →
2-Year CD 0.85% 0.95% →
5-Year CD 1.75% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Miami is an NCUA insured institution located in Miami, FL. It was founded in 1954 and has approximately $36.25 millions in assets.

NCUA Insured Yes
Charter Number # # 9287
Date Established 1954
Assets $36.25 million
Loans $24.81 million
Deposits $30.94 million
Capital $5.16 million

Field of Membership Restrictions

Membership is open to employees of the U.S. government, military personnel headquartered in Miami-Dade, Broward or Monroe County, and employees of Capital Grill Restaurant, Bethel Apostolic Temple, Henderson Clinic, Economic Opportunities Family Health Center, Inc., First Church of North Miami Congregational, Tools for Change, Church of the Open Door, Health Systems Agency of South Florida, Inc., or IXE Dollar Express, Inc..

Deposit Rates - December 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
1.10% $10,000 $14,999 Learn More
30 Mo CD
1.30% $100,000 $199,999 Learn More
60 Mo CD
1.51% $10,000 $14,999 Learn More
60 Mo CD
1.75% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MIAMI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.693% 2.625% 0.75 $2,235 $1,005 Learn More
NMLS ID: 2890
License#: 13256
2.558% 2.500% 0.75 $1,905 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to MIAMI
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Miami branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Miami Locations

Financial Details

Miami Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Miami. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Miami U.S. Average
19.10% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Miami had $998,848 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,155,540 in net worth and $74,145 in loans loss reserves. That gives it a Texas Ratio of 19.10%.

Net Worth
Miami U.S. Average
14.22% 13.61%

Miami FCU has a net worth of 14.22% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Miami

Branches and Savings

What is Miami?

A federal credit union, registered with the NCUA under certificate #9287.
Learn more about credit unions here.

Is Miami FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Miami?

Please see Field of Membership information above for information on who is eligible to join.

What are Miami's share account and share certificate rates?

Miami's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Miami?

Miami has total capital of $5.16 million. Full information on Miami's financial position is located above.

Who owns Miami?

Credit Unions are owned by their members.

Where are Miami branches located?

See branch locations nearby.

Are Miami ATMs Open 24/7?

Do Miami ATMs accept cash deposits?

Can Miami customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Miami have a mobile app?

Does Miami have mobile deposit?

Does Miami have quick pay?

How can Miami transfer money to other banks or credit unions?

Does Miami report to credit bureaus?

Does Miami use Chexsystems?

Does Miami use Equifax?

What is Miami's toll free phone number?

What is Miami's ACH Routing Number?

What is Miami's SWIFT code?

Where can I find Miami's wire transfer form?

What is the Miami address for deposits?

What Products Does Miami Offer

Does Miami offer mortgages?

Compare mortgage rates here.

Does Miami offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Miami offer auto and RV loans?

Compare auto loan rates here.

Does Miami offer student loans or personal loans?

Compare personal loan rates here.

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