1111 NW 7TH ST
Miami, FL 33136


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 872
Date Established 1935
Assets $112.12 million
Loans $78.59 million
Deposits $100.12 million
Capital $11.15 million

Miami Firefighters is an NCUA insured institution located in Miami, FL. It was founded in 1935 and has approximately $112.12 millions in assets.

Field of Membership Restrictions

Membership is open to active or retired employees of the City of Miami, Miami Beach, Coral Gables, Palm Beach County, or Delray Beach Fire Departments. Membership is also open to employees of the Village of Key Biscayne or the City of Miami Firefighters and Police Officers Retirement Trust.

Deposit Rates - October 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.45% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.50% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.75% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.85% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
1.90% $1,000 - Learn MoreShow Less
18 Mo CD
1.85% $1,000 - Learn MoreShow Less
24 Mo CD
1.85% $1,000 - Learn MoreShow Less
30 Mo CD
2.00% $1,000 - Learn MoreShow Less
36 Mo CD
2.05% $1,000 - Learn MoreShow Less
48 Mo CD
2.10% $1,000 - Learn MoreShow Less
60 Mo CD
2.15% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $10,000 - Learn MoreShow Less

Loan Rates - October 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MIAMI FIREFIGHTERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.408% 3.375% 0.38 $1,020 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Miami Firefighters branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Miami Firefighters Locations

Financial Details

Miami Firefighters Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Miami Firefighters. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Miami Firefighters U.S. Average
3.69% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Miami Firefighters had $427,865 in non-current loans and $0 in owned assets. To cover these potential losses it had $11,150,227 in net worth and $454,151 in loans loss reserves. That gives it a Texas Ratio of 3.69%.

Net Worth
Miami Firefighters U.S. Average
9.94% 13.65%

Miami Firefighters FCU has a net worth of 9.94% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Miami Firefighters

Branches and Savings

What is Miami Firefighters?

A federal credit union, registered with the NCUA under certificate #872.
Learn more about credit unions here.

Is Miami Firefighters FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Miami Firefighters?

Please see Field of Membership information above for information on who is eligible to join.

What are Miami Firefighters's share account and share certificate rates?

Miami Firefighters's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Miami Firefighters?

Miami Firefighters has total capital of $11.15 million. Full information on Miami Firefighters's financial position is located above.

Who owns Miami Firefighters?

Credit Unions are owned by their members.

Where are Miami Firefighters branches located?

See branch locations nearby.

Are Miami Firefighters ATMs Open 24/7?

Do Miami Firefighters ATMs accept cash deposits?

Can Miami Firefighters customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Miami Firefighters have a mobile app?

Does Miami Firefighters have mobile deposit?

Does Miami Firefighters have quick pay?

How can Miami Firefighters transfer money to other banks or credit unions?

Does Miami Firefighters report to credit bureaus?

Does Miami Firefighters use Chexsystems?

Does Miami Firefighters use Equifax?

What is Miami Firefighters's toll free phone number?

What is Miami Firefighters's ACH Routing Number?

What is Miami Firefighters's SWIFT code?

Where can I find Miami Firefighters's wire transfer form?

What is the Miami Firefighters address for deposits?

What Products Does Miami Firefighters Offer

Does Miami Firefighters offer mortgages?

Compare mortgage rates here.

Does Miami Firefighters offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Miami Firefighters offer auto and RV loans?

Compare auto loan rates here.

Does Miami Firefighters offer student loans or personal loans?

Compare personal loan rates here.

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