Mid Oregon Credit Union

Headquarters

63088 18th St
Bend, OR 97701
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Mid Oregon is an NCUA insured institution located in Bend, OR. It was founded in 1957 and has approximately $850.65 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68748
Date Established 1957
Assets $850.65 million
Loans $736.18 million
Deposits $750.71 million
Capital $97.17 million
 

Deposit Rates - September 18, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Mid Oregon

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Loan Rates - September 18, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Mid Oregon

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Mid Oregon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Mid Oregon Locations around zip code 10116


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Climate Policy and Initiatives

MID OREGON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Mid Oregon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mid Oregon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mid Oregon U.S. Average
4.55% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Mid Oregon had $3,738,361 in non-current loans and $685,473 in owned assets. To cover these potential losses it had $97,169,615 in net worth and $0 in loans loss reserves. That gives it a Texas Ratio of 4.55%.

Net Worth
Mid Oregon U.S. Average
11.41% 14.48%

Mid Oregon FCU has a net worth of 11.41% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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