Midland Municipal Employees Credit Union
Headquarters
P O Box 1152
Midland, TX 79702
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2024 Overview
General Credit Union Information
Midland Municipal Employees is an NCUA insured institution located in Midland, TX. It was founded in 1953 and has approximately $17.38 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67475 |
| Date Established | 1953 |
| Assets | $17.38 million |
| Loans | $4.12 million |
| Deposits | $14.91 million |
| Capital | $2.37 million |
Deposit Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Midland Municipal Employees
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Loan Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Midland Municipal Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.746% | 6.625% | 1.00 | $4,000 | $2,049 | Learn More |
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,869 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Midland Municipal Employees
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Branches
Below are Midland Municipal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
MIDLAND MUNICIPAL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Midland Municipal Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Midland Municipal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Midland Municipal Employees | U.S. Average |
|---|---|
| 2.95% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Midland Municipal Employees had $70,927 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,374,470 in net worth and $27,959 in loans loss reserves. That gives it a Texas Ratio of 2.95%.
Net Worth
| Midland Municipal Employees | U.S. Average |
|---|---|
| 13.66% | 13.62% |
Midland Municipal Employees FCU has a net worth of 13.66% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Midland Municipal Employees
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