3600 Towne Blvd
Middletown, OH 45005
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.07% 1.20% →
1-Year CD 0.50% 1.10% →
2-Year CD 0.50% 1.15% →
5-Year CD 0.50% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Midusa is located in Middletown, Oh. It was founded in 0000 and has approximately $214.76 millions in assets.

Who can join?

You can if you...

Live, work, worship, or attend school in Butler, Warren or Montgomery Counties in Ohio.

Are associated with a Select Employee Group.

NCUA Insured No
Charter Number # # 96755
Date Established 0000
Assets $214.76 million
Loans $123.97 million
Deposits $178.04 million
Capital $25.74 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Warren, Butler, Montgomery, or Miami Counties in Ohio.

Deposit Rates - August 7, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.07% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.10% $100,000 $199,999 Learn More
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.50% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.03% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1 $99 Learn MoreShow Less
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 7, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MIDUSA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to MIDUSA
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Midusa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Midusa Locations

Financial Details

Midusa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Midusa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Midusa U.S. Average
4.96% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Midusa had $1,290,578 in non-current loans and $53,652 in owned assets. To cover these potential losses it had $25,743,224 in net worth and $1,360,207 in loans loss reserves. That gives it a Texas Ratio of 4.96%.

Net Worth
Midusa U.S. Average
11.98% 13.61%

Midusa FCU has a net worth of 11.98% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Midusa

Branches and Savings

What is Midusa?

A federal credit union, registered with the NCUA under certificate #96755.
Learn more about credit unions here.

Is Midusa FDIC insured?

No, Midusa credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Midusa?

Please see Field of Membership information above for information on who is eligible to join.

What are Midusa's share account and share certificate rates?

Midusa's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Midusa?

Midusa has total capital of $25.74 million. Full information on Midusa's financial position is located above.

Who owns Midusa?

Credit Unions are owned by their members.

Where are Midusa branches located?

See branch locations nearby.

Are Midusa ATMs Open 24/7?

Do Midusa ATMs accept cash deposits?

Can Midusa customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Midusa have a mobile app?

Does Midusa have mobile deposit?

Does Midusa have quick pay?

How can Midusa transfer money to other banks or credit unions?

Does Midusa report to credit bureaus?

Does Midusa use Chexsystems?

Does Midusa use Equifax?

What is Midusa's toll free phone number?

What is Midusa's ACH Routing Number?

What is Midusa's SWIFT code?

Where can I find Midusa's wire transfer form?

What is the Midusa address for deposits?

What Products Does Midusa Offer

Does Midusa offer mortgages?

Compare mortgage rates here.

Does Midusa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Midusa offer auto and RV loans?

Compare auto loan rates here.

Does Midusa offer student loans or personal loans?

Compare personal loan rates here.

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