Milestones Federal Credit Union
Headquarters
291 Pine St
Lewiston, ME 04240
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2026 Overview
General Credit Union Information
Milestones is an NCUA insured institution located in Lewiston, ME. It was founded in 1944 and has approximately $34.74 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5144 |
| Date Established | 1944 |
| Assets | $34.74 million |
| Loans | $23.27 million |
| Deposits | $30.83 million |
| Capital | $3.84 million |
Deposit Rates - October 4, 2026
Your Current Location: Massachusetts, MA
We do not yet have rates for Milestones
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Loan Rates - October 4, 2026
Your Current Location: Massachusetts, MA
There are currently no loan rates available for Milestones
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Massachusetts 30 Year Fixed Mortgage Rates 2026
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Branches
Below are Milestones branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Quincy,Massachusetts
Climate Policy and Initiatives
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Financial Details
Milestones Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Milestones. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Milestones | U.S. Average |
|---|---|
| 3.17% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Milestones had $97,869 in non-current loans and $26,000 in owned assets. To cover these potential losses it had $3,841,564 in net worth and $59,906 in loans loss reserves. That gives it a Texas Ratio of 3.17%.
Net Worth
| Milestones | U.S. Average |
|---|---|
| 11.06% | 14.48% |
Milestones FCU has a net worth of 11.06% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of MILESTONES and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
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