MONEY ONE

Headquarters

PO BOX 6398
Largo, MD 20792
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.95% →
1-Year CD 0.81% 1.01% →
2-Year CD 0.90% 0.95% →
5-Year CD 1.09% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Money One is an NCUA insured institution located in Largo, MD. It was founded in 1951 and has approximately $130.93 millions in assets.

There are three ways to be eligible to open an account with Money One.

1. If you are an employee or member of any of the nearly 100 approved employers, churches, and organizations.

2. You are an immediate family member or household member of anyone who meets criteria #1.

3. If you don't meet #1 or #2, you can become eligible simply by making a one-time donation to Gifts for Easter Seals. Use this Easter Seals Donation Form and bring it to any Money One location to complete your application. Find Employee Groups here.

NCUA Insured Yes
Charter Number # # 7264
Date Established 1951
Assets $130.93 million
Loans $105.38 million
Deposits $109.02 million
Capital $10.25 million
 

Field of Membership Restrictions

Membership in Money One Federal Credit Union is open to the following: (1) those who live in zip codes 20607; 20608; 20613; 20623; 20705; 20706; 20707; 20708; 20710; 20712; 20715; 20716; 20720; 20721; 20722; 20735; 20737; 20740; 20743; 20744; 20745; 20746; 20747; 20748; 20762; 20769; 20770; 20772; 20774; 20781; 20782; 20783; 20784; 20785; (2) joining Gifts for Easter Seals (must bring a completed donation form to one of the credit union's offices); (3) employees or members of over 100 area Select Employer Groups.

Deposit Rates - October 21, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.61% $10,000 $14,999 Learn More
12 Mo CD
0.81% $100,000 $199,999 Learn More
18 Mo CD
0.61% $10,000 $14,999 Learn More
18 Mo CD
0.81% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
0.76% $10,000 $14,999 Learn More
36 Mo CD
0.96% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
0.88% $10,000 $14,999 Learn More
60 Mo CD
1.09% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Earn Checking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - October 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MONEY ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to MONEY ONE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Money One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Money One Locations


Financial Details

Money One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Money One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Money One U.S. Average
19.75% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Money One had $2,745,424 in non-current loans and $303,086 in owned assets. To cover these potential losses it had $10,249,161 in net worth and $5,183,047 in loans loss reserves. That gives it a Texas Ratio of 19.75%.

Net Worth
Money One U.S. Average
7.82% 13.61%

Money One FCU has a net worth of 7.82% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Money One

Branches and Savings

What is Money One?

A federal credit union, registered with the NCUA under certificate #7264.
Learn more about credit unions here.

Is Money One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Money One?

Please see Field of Membership information above for information on who is eligible to join.

What are Money One's share account and share certificate rates?

Money One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Money One?

Money One has total capital of $10.25 million. Full information on Money One's financial position is located above.

Who owns Money One?

Credit Unions are owned by their members.

Where are Money One branches located?

See branch locations nearby.

Are Money One ATMs Open 24/7?

Do Money One ATMs accept cash deposits?

Can Money One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Money One have a mobile app?

Does Money One have mobile deposit?

Does Money One have quick pay?

How can Money One transfer money to other banks or credit unions?

Does Money One report to credit bureaus?

Does Money One use Chexsystems?

Does Money One use Equifax?

What is Money One's toll free phone number?

What is Money One's ACH Routing Number?

What is Money One's SWIFT code?

Where can I find Money One's wire transfer form?

What is the Money One address for deposits?

What Products Does Money One Offer

Does Money One offer mortgages?

Compare mortgage rates here.

Does Money One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Money One offer auto and RV loans?

Compare auto loan rates here.

Does Money One offer student loans or personal loans?

Compare personal loan rates here.

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