Money One Federal Credit Union

Headquarters

Po Box 6398
Largo, MD 20792
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 4.45% →
1-Year CD 0.81% 5.00% →
2-Year CD 0.90% 4.75% →
5-Year CD 1.09% 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Money One is an NCUA insured institution located in Largo, MD. It was founded in 1951 and has approximately $115.9 millions in assets.

There are three ways to be eligible to open an account with Money One.

1. If you are an employee or member of any of the nearly 100 approved employers, churches, and organizations.

2. You are an immediate family member or household member of anyone who meets criteria #1.

3. If you don't meet #1 or #2, you can become eligible simply by making a one-time donation to Gifts for Easter Seals. Use this Easter Seals Donation Form and bring it to any Money One location to complete your application. Find Employee Groups here.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7264
Date Established 1951
Assets $115.90 million
Loans $81.87 million
Deposits $105.83 million
Capital $12.17 million
 

Field of Membership Restrictions

Membership in Money One Federal Credit Union is open to the following: (1) those who live in zip codes 20607; 20608; 20613; 20623; 20705; 20706; 20707; 20708; 20710; 20712; 20715; 20716; 20720; 20721; 20722; 20735; 20737; 20740; 20743; 20744; 20745; 20746; 20747; 20748; 20762; 20769; 20770; 20772; 20774; 20781; 20782; 20783; 20784; 20785; (2) joining Gifts for Easter Seals (must bring a completed donation form to one of the credit union's offices); (3) employees or members of over 100 area Select Employer Groups.

Deposit Rates - January 30, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.61% $10,000 $14,999 Learn More
12 Mo CD
0.81% $100,000 $199,999 Learn More
18 Mo CD
0.61% $10,000 $14,999 Learn More
18 Mo CD
0.81% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
0.76% $10,000 $14,999 Learn More
36 Mo CD
0.96% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
0.88% $10,000 $14,999 Learn More
60 Mo CD
1.09% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Earn Checking 1.00% $0 $0.00 Learn MoreShow Less

Loan Rates - January 30, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MONEY ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
5.328% 5.250% 0.88 $2,188 $1,381 Learn More
MortgageResearch.com
NMLS ID: Not lender
Learn More
Eligibility.org
NMLS ID: Not lender
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.990 %
After Intro: 8.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

Note to MONEY ONE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Money One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Money One Locations



Climate Initiatives

MONEY ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Money One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Money One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Money One U.S. Average
12.89% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Money One had $916,226 in non-current loans and $799,589 in owned assets. To cover these potential losses it had $12,170,613 in net worth and $1,142,296 in loans loss reserves. That gives it a Texas Ratio of 12.89%.

Net Worth
Money One U.S. Average
10.5% 12.52%

Money One FCU has a net worth of 10.5% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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