1176 MAIN ST
Monmouth, ME 04259
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Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Monmouth is an NCUA insured institution located in Monmouth, ME. It was founded in 1953 and has approximately $20.08 millions in assets.

NCUA Insured Yes
Charter Number # # 9035
Date Established 1953
Assets $20.08 million
Loans $9.54 million
Deposits $18.43 million
Capital $1.53 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Monmouth, Litchfield, Greene, Wales, Leeds, Turner.

Deposit Rates - December 1, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Monmouth

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Note to Monmouth
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Loan Rates - December 1, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MONMOUTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
2.550% 2.500% 0.63 $1,655 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.582% 2.500% 0.88 $2,715 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Monmouth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Monmouth Locations

Financial Details

Monmouth Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Monmouth. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Monmouth U.S. Average
13.60% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Monmouth had $187,939 in non-current loans and $35,000 in owned assets. To cover these potential losses it had $1,531,445 in net worth and $108,113 in loans loss reserves. That gives it a Texas Ratio of 13.60%.

Net Worth
Monmouth U.S. Average
7.62% 13.61%

Monmouth FCU has a net worth of 7.62% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Monmouth

Branches and Savings

What is Monmouth?

A federal credit union, registered with the NCUA under certificate #9035.
Learn more about credit unions here.

Is Monmouth FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Monmouth?

Please see Field of Membership information above for information on who is eligible to join.

What are Monmouth's share account and share certificate rates?

Monmouth's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Monmouth?

Monmouth has total capital of $1.53 million. Full information on Monmouth's financial position is located above.

Who owns Monmouth?

Credit Unions are owned by their members.

Where are Monmouth branches located?

See branch locations nearby.

Are Monmouth ATMs Open 24/7?

Do Monmouth ATMs accept cash deposits?

Can Monmouth customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Monmouth have a mobile app?

Does Monmouth have mobile deposit?

Does Monmouth have quick pay?

How can Monmouth transfer money to other banks or credit unions?

Does Monmouth report to credit bureaus?

Does Monmouth use Chexsystems?

Does Monmouth use Equifax?

What is Monmouth's toll free phone number?

What is Monmouth's ACH Routing Number?

What is Monmouth's SWIFT code?

Where can I find Monmouth's wire transfer form?

What is the Monmouth address for deposits?

What Products Does Monmouth Offer

Does Monmouth offer mortgages?

Compare mortgage rates here.

Does Monmouth offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Monmouth offer auto and RV loans?

Compare auto loan rates here.

Does Monmouth offer student loans or personal loans?

Compare personal loan rates here.

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