Mountain Empire


1413 N Main St-++
Marion, VA 24354
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.80% 0.70% →
2-Year CD 0.90% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Mountain Empire is an NCUA insured institution located in Marion, VA. It was founded in 1952 and has approximately $22.91 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8197
Date Established 1952
Assets $22.91 million
Loans $10.17 million
Deposits $20.80 million
Capital $1.87 million

Deposit Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.15% $1 $499 Learn MoreShow Less

Loan Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MOUNTAIN EMPIRE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.817% 2.750% -0.13 $2,188 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Mountain Empire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Mountain Empire Locations

Financial Details

Mountain Empire Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mountain Empire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mountain Empire U.S. Average
3.49% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Mountain Empire had $53,309 in non-current loans and $14,050 in owned assets. To cover these potential losses it had $1,869,989 in net worth and $57,349 in loans loss reserves. That gives it a Texas Ratio of 3.49%.

Net Worth
Mountain Empire U.S. Average
8.16% 12.20%

Mountain Empire FCU has a net worth of 8.16% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mountain Empire

Branches and Savings

What is Mountain Empire?

A federal credit union, registered with the NCUA under certificate #8197.
Learn more about credit unions here.

Is Mountain Empire FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Mountain Empire is insured by the NCUA.

Who can join Mountain Empire?

Please see Field of Membership information above for information on who is eligible to join.

What are Mountain Empire's share account and share certificate rates?

Mountain Empire's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mountain Empire?

Mountain Empire has total capital of $1.87 million. Full information on Mountain Empire's financial position is located above.

Who owns Mountain Empire?

Credit Unions are owned by their members.

Where are Mountain Empire branches located?

See branch locations nearby.

Are Mountain Empire ATMs Open 24/7?

Do Mountain Empire ATMs accept cash deposits?

Can Mountain Empire customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mountain Empire have a mobile app?

Does Mountain Empire have mobile deposit?

Does Mountain Empire have quick pay?

How can Mountain Empire transfer money to other banks or credit unions?

Does Mountain Empire report to credit bureaus?

Does Mountain Empire use Chexsystems?

Does Mountain Empire use Equifax?

What is Mountain Empire's toll free phone number?

What is Mountain Empire's ACH Routing Number?

What is Mountain Empire's SWIFT code?

Where can I find Mountain Empire's wire transfer form?

What is the Mountain Empire address for deposits?

What Products Does Mountain Empire Offer

Does Mountain Empire offer mortgages?

Compare mortgage rates here.

Does Mountain Empire offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mountain Empire offer auto and RV loans?

Compare auto loan rates here.

Does Mountain Empire offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Mountain Empire

There are currently no comments for Mountain Empire. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →