Mountain Valley Federal Credit Union


207 Main Avenue
Nitro, WV 25143
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Mountain Valley is an NCUA insured institution located in Nitro, WV. It was founded in 1935 and has approximately $6.76 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 247
Date Established 1935
Assets $6.76 million
Loans $2.56 million
Deposits $5.91 million
Capital $0.83 million

Deposit Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Mountain Valley

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Loan Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MOUNTAIN VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.203% 3.125% 1.00 $2,488 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Mountain Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Mountain Valley Locations

Climate Initiatives

MOUNTAIN VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Mountain Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mountain Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mountain Valley U.S. Average
0.03% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Mountain Valley had $292 in non-current loans and $0 in owned assets. To cover these potential losses it had $827,479 in net worth and $10,509 in loans loss reserves. That gives it a Texas Ratio of 0.03%.

Net Worth
Mountain Valley U.S. Average
12.23% 12.22%

Mountain Valley FCU has a net worth of 12.23% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mountain Valley

Branches and Savings

What is Mountain Valley?

A federal credit union, registered with the NCUA under certificate #247.
Learn more about credit unions here.

Is Mountain Valley FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Mountain Valley is insured by the NCUA.

Who can join Mountain Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Mountain Valley's share account and share certificate rates?

Mountain Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mountain Valley?

Mountain Valley has total capital of $0.83 million. Full information on Mountain Valley's financial position is located above.

Who owns Mountain Valley?

Credit Unions are owned by their members.

Where are Mountain Valley branches located?

See branch locations nearby.

Are Mountain Valley ATMs Open 24/7?

Do Mountain Valley ATMs accept cash deposits?

Can Mountain Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mountain Valley have a mobile app?

Does Mountain Valley have mobile deposit?

Does Mountain Valley have quick pay?

How can Mountain Valley transfer money to other banks or credit unions?

Does Mountain Valley report to credit bureaus?

Does Mountain Valley use Chexsystems?

Does Mountain Valley use Equifax?

What is Mountain Valley's toll free phone number?

What is Mountain Valley's ACH Routing Number?

What is Mountain Valley's SWIFT code?

Where can I find Mountain Valley's wire transfer form?

What is the Mountain Valley address for deposits?

What Products Does Mountain Valley Offer

Does Mountain Valley offer mortgages?

Compare mortgage rates here.

Does Mountain Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mountain Valley offer auto and RV loans?

Compare auto loan rates here.

Does Mountain Valley offer student loans or personal loans?

Compare personal loan rates here.

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