MOUNTAIN VALLEY

207 MAIN AVENUE
Nitro, WV 25143

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 247
Date Established 1935
Assets $6.76 million
Loans $2.56 million
Deposits $5.91 million
Capital $0.83 million

Mountain Valley is an NCUA insured institution located in Nitro, WV. It was founded in 1935 and has approximately $6.76 millions in assets.

Deposit Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

We do not yet have rates for Mountain Valley

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Mountain Valley
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There are currently no rates available for Mountain Valley, but see these great savings and CD rates:

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Loan Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MOUNTAIN VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.763% 4.750% 0.13 $378 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.636% 4.625% 0.13 $312 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to MOUNTAIN VALLEY
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Branches

Below are Mountain Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mountain Valley Locations

Financial Details

Mountain Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mountain Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mountain Valley U.S. Average
0.03% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Mountain Valley had $292 in non-current loans and $0 in owned assets. To cover these potential losses it had $827,479 in net worth and $10,509 in loans loss reserves. That gives it a Texas Ratio of 0.03%.

Net Worth
Mountain Valley U.S. Average
12.23% 13.21%

Mountain Valley FCU has a net worth of 12.23% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Mountain Valley

What is Mountain Valley?

A federal credit union, registered with the NCUA under certificate #247.
Learn more about credit unions here.

Is Mountain Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mountain Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Mountain Valley's share account and share certificate rates?

Mountain Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mountain Valley?

Mountain Valley has total capital of $0.83 million. Full information on Mountain Valley's financial position is located above.

Who owns Mountain Valley?

Credit Unions are owned by their members.

Where are Mountain Valley branches located?

See branch locations nearby.

Are Mountain Valley ATMs Open 24/7?

Do Mountain Valley ATMs accept cash deposits?

Can Mountain Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mountain Valley have a mobile app?

Does Mountain Valley have mobile deposit?

Does Mountain Valley have quick pay?

How can Mountain Valley transfer money to other banks or credit unions?

Does Mountain Valley report to credit bureaus?

Does Mountain Valley use Chexsystems?

Does Mountain Valley use Equifax?

What is Mountain Valley's toll free phone number?

What is Mountain Valley's ACH Routing Number?

What is Mountain Valley's SWIFT code?

Where can I find Mountain Valley's wire transfer form?

What is the Mountain Valley address for deposits?

What Products Does Mountain Valley Offer

Does Mountain Valley offer mortgages?

Compare mortgage rates here.

Does Mountain Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mountain Valley offer auto and RV loans?

Compare auto loan rates here.

Does Mountain Valley offer student loans or personal loans?

Compare personal loan rates here.

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