NAFT

Headquarters

PO Box 771
Pharr, TX 78577
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Naft is an NCUA insured institution located in Pharr, TX. It was founded in 1956 and has approximately $93.12 millions in assets.

NCUA Insured Yes
Charter Number # # 10994
Date Established 1956
Assets $93.12 million
Loans $50.87 million
Deposits $78.62 million
Capital $14.53 million
 

Deposit Rates - November 30, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Naft

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - November 30, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NAFT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.582% 2.500% 0.88 $2,715 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.554% 2.500% 0.75 $1,775 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to NAFT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Naft branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Naft Locations


Financial Details

Naft Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Naft. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Naft U.S. Average
1.49% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Naft had $185,570 in non-current loans and $36,841 in owned assets. To cover these potential losses it had $14,533,775 in net worth and $361,197 in loans loss reserves. That gives it a Texas Ratio of 1.49%.

Net Worth
Naft U.S. Average
15.6% 13.61%

Naft FCU has a net worth of 15.6% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Naft

Branches and Savings

What is Naft?

A federal credit union, registered with the NCUA under certificate #10994.
Learn more about credit unions here.

Is Naft FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Naft?

Please see Field of Membership information above for information on who is eligible to join.

What are Naft's share account and share certificate rates?

Naft's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Naft?

Naft has total capital of $14.53 million. Full information on Naft's financial position is located above.

Who owns Naft?

Credit Unions are owned by their members.

Where are Naft branches located?

See branch locations nearby.

Are Naft ATMs Open 24/7?

Do Naft ATMs accept cash deposits?

Can Naft customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Naft have a mobile app?

Does Naft have mobile deposit?

Does Naft have quick pay?

How can Naft transfer money to other banks or credit unions?

Does Naft report to credit bureaus?

Does Naft use Chexsystems?

Does Naft use Equifax?

What is Naft's toll free phone number?

What is Naft's ACH Routing Number?

What is Naft's SWIFT code?

Where can I find Naft's wire transfer form?

What is the Naft address for deposits?

What Products Does Naft Offer

Does Naft offer mortgages?

Compare mortgage rates here.

Does Naft offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Naft offer auto and RV loans?

Compare auto loan rates here.

Does Naft offer student loans or personal loans?

Compare personal loan rates here.

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