NATCO

P O BOX 817
Richmond, IN 47375

 

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 65208
Date Established 1945
Assets $86.57 million
Loans $55.84 million
Deposits $76.47 million
Capital $9.86 million

Natco is an NCUA insured institution located in Richmond, IN. It was founded in 1945 and has approximately $86.57 millions in assets.

Field of Membership Restrictions

Membership is open to those who live or work in Fayette, Wayne, Henry, Randolph, Rush, Union and Franklin Counties in Indiana and within a 25-mile radius of Richmond.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.22% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.60% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.30% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM2.5K
0.25% $2,500 $9,999 Learn MoreShow Less
MM10K
0.25% $10,000 $24,999 Learn MoreShow Less
MM25K
0.30% $25,000 $49,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 2.50% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NATCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to NATCO
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Natco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Natco Locations

Financial Details

Natco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Natco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Natco U.S. Average
5.98% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Natco had $561,881 in non-current loans and $81,135 in owned assets. To cover these potential losses it had $9,859,556 in net worth and $887,284 in loans loss reserves. That gives it a Texas Ratio of 5.98%.

Net Worth
Natco U.S. Average
11.38% 13.08%

Natco FCU has a net worth of 11.38% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Natco

What is Natco?

A federal credit union, registered with the NCUA under certificate #65208.
Learn more about credit unions here.

Is Natco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Natco?

Please see Field of Membership information above for information on who is eligible to join.

What are Natco's share account and share certificate rates?

Natco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Natco?

Natco has total capital of $9.86 million. Full information on Natco's financial position is located above.

Who owns Natco?

Credit Unions are owned by their members.

Where are Natco branches located?

See branch locations nearby.

Are Natco ATMs Open 24/7?

Do Natco ATMs accept cash deposits?

Can Natco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Natco have a mobile app?

Does Natco have mobile deposit?

Does Natco have quick pay?

How can Natco transfer money to other banks or credit unions?

Does Natco report to credit bureaus?

Does Natco use Chexsystems?

Does Natco use Equifax?

What is Natco's toll free phone number?

What is Natco's ACH Routing Number?

What is Natco's SWIFT code?

Where can I find Natco's wire transfer form?

What is the Natco address for deposits?

What Products Does Natco Offer

Does Natco offer mortgages?

Compare mortgage rates here.

Does Natco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Natco offer auto and RV loans?

Compare auto loan rates here.

Does Natco offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Natco

There are currently no comments for Natco. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →