National J. A. C. L. Credit Union

Headquarters

3776 S Highland Dr
Salt Lake City, UT 84106
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

National J. A. C. L. is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1987 and has approximately $38.86 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67005
Date Established 1987
Assets $38.86 million
Loans $20.13 million
Deposits $33.88 million
Capital $3.75 million
 

Field of Membership Restrictions

Must be a member of the National Japanese American Citizens League (JACL).

Deposit Rates - September 13, 2026

Your Current Location: New York, NY 10116

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Loan Rates - September 13, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for National J. A. C. L.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Branches

Below are National J. A. C. L. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


National J. A. C. L. Locations around zip code 10116


BranchDistance Map View Lobby Hours

National JACL Credit Union

2005.54 A View Lobby Hours

Jordan Credit Union

2007.90 B View Lobby Hours


Climate Policy and Initiatives

NATIONAL J. A. C. L. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

National J. A. C. L. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of National J. A. C. L.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
National J. A. C. L. U.S. Average
6.56% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, National J. A. C. L. had $260,808 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,748,758 in net worth and $226,498 in loans loss reserves. That gives it a Texas Ratio of 6.56%.

Net Worth
National J. A. C. L. U.S. Average
9.65% 14.48%

National J. A. C. L. FCU has a net worth of 9.65% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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