NEIGHBORS

Headquarters

PO BOX 2831
Baton Rouge, LA 70821
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 0.80% 0.85% →
2-Year CD 0.85% 0.95% →
5-Year CD 1.00% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Neighbors is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1954 and has approximately $982.48 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in these nine Louisiana parishes: East Baton Rouge, West Baton Rouge, Ascension, Livingston, Iberville, Pointe Coupee, East Feliciana, West Feliciana, and Saint Helena is eligible to join.

NCUA Insured Yes
Charter Number # # 9229
Date Established 1954
Assets $982.48 million
Loans $819.05 million
Deposits $872.18 million
Capital $82.69 million
 

Field of Membership Restrictions

Membership in Neighbors Federal Credit Union is open those who live, work, worship, or attends school in the Louisiana parishes of East Baton Rouge, West Baton Rouge, Ascension, Livingston, Iberville, Pointe Coupee, East Feliciana, West Feliciana, and Saint Helena.

Deposit Rates - November 23, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $10,000 $14,999 Learn More
3 Mo CD
0.35% $100,000 $199,999 Learn More
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.82% $10,000 $14,999 Learn More
18 Mo CD
0.82% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.87% $10,000 $14,999 Learn More
30 Mo CD
0.87% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.45% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Dividend Plus Checking 2.27% $0 $6.00 Learn MoreShow Less

Loan Rates - November 23, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NEIGHBORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.560% 2.500% 0.75 $1,978 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.588% 2.500% 1.00 $2,902 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to NEIGHBORS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Neighbors branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Neighbors Locations


Financial Details

Neighbors Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Neighbors. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Neighbors U.S. Average
13.77% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Neighbors had $10,858,658 in non-current loans and $1,151,511 in owned assets. To cover these potential losses it had $82,687,635 in net worth and $4,519,589 in loans loss reserves. That gives it a Texas Ratio of 13.77%.

Net Worth
Neighbors U.S. Average
8.41% 13.61%

Neighbors FCU has a net worth of 8.41% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Neighbors

Branches and Savings

What is Neighbors?

A federal credit union, registered with the NCUA under certificate #9229.
Learn more about credit unions here.

Is Neighbors FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Neighbors?

Please see Field of Membership information above for information on who is eligible to join.

What are Neighbors's share account and share certificate rates?

Neighbors's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Neighbors?

Neighbors has total capital of $82.69 million. Full information on Neighbors's financial position is located above.

Who owns Neighbors?

Credit Unions are owned by their members.

Where are Neighbors branches located?

See branch locations nearby.

Are Neighbors ATMs Open 24/7?

Do Neighbors ATMs accept cash deposits?

Can Neighbors customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Neighbors have a mobile app?

Does Neighbors have mobile deposit?

Does Neighbors have quick pay?

How can Neighbors transfer money to other banks or credit unions?

Does Neighbors report to credit bureaus?

Does Neighbors use Chexsystems?

Does Neighbors use Equifax?

What is Neighbors's toll free phone number?

What is Neighbors's ACH Routing Number?

What is Neighbors's SWIFT code?

Where can I find Neighbors's wire transfer form?

What is the Neighbors address for deposits?

What Products Does Neighbors Offer

Does Neighbors offer mortgages?

Compare mortgage rates here.

Does Neighbors offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Neighbors offer auto and RV loans?

Compare auto loan rates here.

Does Neighbors offer student loans or personal loans?

Compare personal loan rates here.

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