119 Mulberry St
Scranton, PA 18503

Notable Rates APY Vs.Others
Savings 0.05% 1.90% →
1-Year CD 0.60% 1.90% →
2-Year CD 0.85% 1.95% →
5-Year CD 1.11% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Net is an NCUA insured institution located in Scranton, PA. It was founded in 1941 and has approximately $198.91 millions in assets.

Who can join?

Only employees of NET's select groups or an immediate family member of one of those employees are eligible to join. NET FCU welcomes your business to make you and your employees and their immediate family members eligible to join the union.

NCUA Insured Yes
Charter Number # # 4792
Date Established 1941
Assets $198.91 million
Loans $81.35 million
Deposits $170.49 million
Capital $30.14 million

Field of Membership Restrictions

Membership in Net Credit Union is open to employees of Armor Holdings, Borough of Throop, Cinram International, Moses Taylor Hospital, and over 200 area Preferred Partner Group.

Deposit Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,501 $25,000 Learn MoreShow Less
Money Market
0.20% $25,001 $50,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $1,000 $49,999 Learn MoreShow Less
3 Mo CD
0.20% $100,000 - Learn MoreShow Less
6 Mo CD
0.20% $1,000 $49,999 Learn MoreShow Less
6 Mo CD
0.30% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.30% $1 - Learn MoreShow Less
0.50% $1,000 $49,999 Learn MoreShow Less
Special: 15 Mo FIRA
0.95% $1,000 $49,999 Learn MoreShow Less
Special: 15 Mo FIRA
1.00% $50,000 $99,999 Learn MoreShow Less
Special: 15 Mo FIRA
1.06% $100,000 - Learn MoreShow Less
Special: 23 Mo FIRA
0.45% $1,000 $49,999 Learn MoreShow Less
Special: 23 Mo FIRA
0.50% $50,000 $99,999 Learn MoreShow Less
Special: 23 Mo FIRA
0.55% $100,000 - Learn MoreShow Less
Special: 55 Mo FIRA
0.55% $1,000 $49,999 Learn MoreShow Less
Special: 55 Mo FIRA
0.60% $50,000 $99,999 Learn MoreShow Less
Special: 55 Mo FIRA
0.65% $100,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,000 - Learn MoreShow Less

Loan Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NET

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

Note to NET
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Net branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Net Locations

Financial Details

Net Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Net. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Net U.S. Average
2.83% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Net had $735,776 in non-current loans and $135,184 in owned assets. To cover these potential losses it had $30,143,423 in net worth and $580,324 in loans loss reserves. That gives it a Texas Ratio of 2.83%.

Net Worth
Net U.S. Average
15.15% 13.65%

Net FCU has a net worth of 15.15% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Net

Branches and Savings

What is Net?

A federal credit union, registered with the NCUA under certificate #4792.
Learn more about credit unions here.

Is Net FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Net?

Please see Field of Membership information above for information on who is eligible to join.

What are Net's share account and share certificate rates?

Net's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Net?

Net has total capital of $30.14 million. Full information on Net's financial position is located above.

Who owns Net?

Credit Unions are owned by their members.

Where are Net branches located?

See branch locations nearby.

Are Net ATMs Open 24/7?

Do Net ATMs accept cash deposits?

Can Net customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Net have a mobile app?

Does Net have mobile deposit?

Does Net have quick pay?

How can Net transfer money to other banks or credit unions?

Does Net report to credit bureaus?

Does Net use Chexsystems?

Does Net use Equifax?

What is Net's toll free phone number?

What is Net's ACH Routing Number?

What is Net's SWIFT code?

Where can I find Net's wire transfer form?

What is the Net address for deposits?

What Products Does Net Offer

Does Net offer mortgages?

Compare mortgage rates here.

Does Net offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Net offer auto and RV loans?

Compare auto loan rates here.

Does Net offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Net

There are currently no comments for Net. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →