New York State Employees Federal Credit Union

Headquarters

80 Wall St Ste 315
New York, NY 10005
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

New York State Employees is an NCUA insured institution located in New York, NY. It was founded in 1935 and has approximately $1.89 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 165
Date Established 1935
Assets $1.89 million
Loans $1.23 million
Deposits $1.85 million
Capital $0.04 million
 

Deposit Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

We do not yet have rates for New York State Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to New York State Employees
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Advertiser Disclosure

Loan Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for New York State Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.894% 6.750% 0.88 $4,746 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to New York State Employees
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Branches

Below are New York State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


New York State Employees Locations



Climate Policy and Initiatives

NEW YORK STATE EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

New York State Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of New York State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
New York State Employees U.S. Average
53.32% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, New York State Employees had $34,412 in non-current loans and $0 in owned assets. To cover these potential losses it had $36,904 in net worth and $27,629 in loans loss reserves. That gives it a Texas Ratio of 53.32%.

Net Worth
New York State Employees U.S. Average
1.95% 13.62%

New York State Employees FCU has a net worth of 1.95% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for New York State Employees

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