New York State Employees

80 Wall St Ste 315
New York, NY 10005

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 165
Date Established 1935
Assets $2.34 million
Loans $1.34 million
Deposits $2.01 million
Capital $0.24 million

New York State Employees is an NCUA insured institution located in New York, NY. It was founded in 1935 and has approximately $2.34 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

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Note to New York State Employees
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Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for NEW YORK STATE EMPLOYEES

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Branches

Below are New York State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


New York State Employees Locations

Financial Details

New York State Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of New York State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
New York State Employees U.S. Average
16.88% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, New York State Employees had $43,417 in non-current loans and $0 in owned assets. To cover these potential losses it had $244,147 in net worth and $13,122 in loans loss reserves. That gives it a Texas Ratio of 16.88%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
New York State Employees U.S. Average
11.31% 13.06%

New York State Employees FCU has a net worth of 11.31% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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