Niagara Falls Teachers Federal Credit Union

Headquarters

6040 Lindbergh Ave
Niagara Falls, NY 14304
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Niagara Falls Teachers is an NCUA insured institution located in Niagara Falls, NY. It was founded in 1935 and has approximately $14.01 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 98
Date Established 1935
Assets $14.01 million
Loans $3.87 million
Deposits $12.04 million
Capital $1.95 million
 

Deposit Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

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Loan Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NIAGARA FALLS TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
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First Internet Bank
NMLS ID: 424182
5.569% 5.500% 0.75 $1,902 $1,420 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.254% 6.125% 0.88 $3,438 $1,520 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

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Branches

Below are Niagara Falls Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Niagara Falls Teachers Locations



Climate Initiatives

NIAGARA FALLS TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Niagara Falls Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Niagara Falls Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Niagara Falls Teachers U.S. Average
0.52% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Niagara Falls Teachers had $10,182 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,952,172 in net worth and $9,230 in loans loss reserves. That gives it a Texas Ratio of 0.52%.

Net Worth
Niagara Falls Teachers U.S. Average
13.93% 12.36%

Niagara Falls Teachers FCU has a net worth of 13.93% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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