Niagara Falls Teachers

6040 Lindbergh Ave
Niagara Falls, NY 14304

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 98
Date Established 1935
Assets $12.14 million
Loans $3.96 million
Deposits $10.38 million
Capital $1.76 million

Niagara Falls Teachers is an NCUA insured institution located in Niagara Falls, NY. It was founded in 1935 and has approximately $12.14 millions in assets.

Deposit Rates

Your Current Location: Virginia, VA 20146

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NIAGARA FALLS TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.320% 4.250% 0.38 $2,190 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to NIAGARA FALLS TEACHERS
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Branches

Below are Niagara Falls Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Niagara Falls Teachers Locations

Financial Details

Niagara Falls Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Niagara Falls Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Niagara Falls Teachers U.S. Average
0.43% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, Niagara Falls Teachers had $7,602 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,762,267 in net worth and $21,174 in loans loss reserves. That gives it a Texas Ratio of 0.43%.

Net Worth
Niagara Falls Teachers U.S. Average
14.51% 13.15%

Niagara Falls Teachers FCU has a net worth of 14.51% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Niagara Falls Teachers

What is Niagara Falls Teachers?

A federal credit union, registered with the NCUA under certificate #98.
Learn more about credit unions here.

Is Niagara Falls Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Niagara Falls Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Niagara Falls Teachers's share account and share certificate rates?

Niagara Falls Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Niagara Falls Teachers?

Niagara Falls Teachers has total capital of $1.76 million. Full information on Niagara Falls Teachers's financial position is located above.

Who owns Niagara Falls Teachers?

Credit Unions are owned by their members.

Where are Niagara Falls Teachers branches located?

See branch locations nearby.

Are Niagara Falls Teachers ATMs Open 24/7?

Do Niagara Falls Teachers ATMs accept cash deposits?

Can Niagara Falls Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Niagara Falls Teachers have a mobile app?

Does Niagara Falls Teachers have mobile deposit?

Does Niagara Falls Teachers have quick pay?

How can Niagara Falls Teachers transfer money to other banks or credit unions?

Does Niagara Falls Teachers report to credit bureaus?

Does Niagara Falls Teachers use Chexsystems?

Does Niagara Falls Teachers use Equifax?

What is Niagara Falls Teachers's toll free phone number?

What is Niagara Falls Teachers's ACH Routing Number?

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What Products Does Niagara Falls Teachers Offer

Does Niagara Falls Teachers offer mortgages?

Compare mortgage rates here.

Does Niagara Falls Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Niagara Falls Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Niagara Falls Teachers offer student loans or personal loans?

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