1067 s. main st.
Lima, OH 45804
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Nickel Steel is an NCUA insured institution located in Lima, OH. It was founded in 1953 and has approximately $4.88 millions in assets.

NCUA Insured Yes
Charter Number # # 9000
Date Established 1953
Assets $4.88 million
Loans $2.59 million
Deposits $3.43 million
Capital $1.45 million

Deposit Rates - July 13, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Nickel Steel

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Nickel Steel

Note to Nickel Steel
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - July 13, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NICKEL STEEL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
NMLS ID: 2890
License#: MC-3098
2.950% 2.875% 1.00 $2,438 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Nickel Steel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Nickel Steel Locations

Financial Details

Nickel Steel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nickel Steel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Nickel Steel U.S. Average
1.74% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Nickel Steel had $25,482 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,445,872 in net worth and $18,985 in loans loss reserves. That gives it a Texas Ratio of 1.74%.

Net Worth
Nickel Steel U.S. Average
29.63% 13.61%

Nickel Steel FCU has a net worth of 29.63% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Nickel Steel

Branches and Savings

What is Nickel Steel?

A federal credit union, registered with the NCUA under certificate #9000.
Learn more about credit unions here.

Is Nickel Steel FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Nickel Steel?

Please see Field of Membership information above for information on who is eligible to join.

What are Nickel Steel's share account and share certificate rates?

Nickel Steel's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Nickel Steel?

Nickel Steel has total capital of $1.45 million. Full information on Nickel Steel's financial position is located above.

Who owns Nickel Steel?

Credit Unions are owned by their members.

Where are Nickel Steel branches located?

See branch locations nearby.

Are Nickel Steel ATMs Open 24/7?

Do Nickel Steel ATMs accept cash deposits?

Can Nickel Steel customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Nickel Steel have a mobile app?

Does Nickel Steel have mobile deposit?

Does Nickel Steel have quick pay?

How can Nickel Steel transfer money to other banks or credit unions?

Does Nickel Steel report to credit bureaus?

Does Nickel Steel use Chexsystems?

Does Nickel Steel use Equifax?

What is Nickel Steel's toll free phone number?

What is Nickel Steel's ACH Routing Number?

What is Nickel Steel's SWIFT code?

Where can I find Nickel Steel's wire transfer form?

What is the Nickel Steel address for deposits?

What Products Does Nickel Steel Offer

Does Nickel Steel offer mortgages?

Compare mortgage rates here.

Does Nickel Steel offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nickel Steel offer auto and RV loans?

Compare auto loan rates here.

Does Nickel Steel offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Nickel Steel

There are currently no comments for Nickel Steel. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →