NORTH IOWA COMMUNITY

Headquarters

PO BOX 1248
Mason City, IA 50402
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.04% 0.95% →
1-Year CD 0.70% 1.01% →
2-Year CD 0.80% 0.95% →
5-Year CD 1.05% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

North Iowa Community is an NCUA insured institution located in Mason City, IA. It was founded in 1956 and has approximately $80.49 millions in assets.

NCUA Insured Yes
Charter Number # # 64191
Date Established 1956
Assets $80.49 million
Loans $66.00 million
Deposits $71.97 million
Capital $7.01 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Franklin, Hancock, Cerro Gordo, Winnebago, Worth, or Wright Counties in Iowa.

Deposit Rates - October 21, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.04% $2,500 $4,999 Learn More
Money Market
0.08% $2,500 $2,999 Learn More
Money Market
0.08% $10,000 $14,999 Learn More
Money Market
0.08% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $10,000 $14,999 Learn More
3 Mo CD
0.15% $100,000 $199,999 Learn More
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.08% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 21, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTH IOWA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.569% 2.500% 0.88 $2,258 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to NORTH IOWA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are North Iowa Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


North Iowa Community Locations


Financial Details

North Iowa Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Iowa Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Iowa Community U.S. Average
11.74% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, North Iowa Community had $528,379 in non-current loans and $314,943 in owned assets. To cover these potential losses it had $7,011,988 in net worth and $171,083 in loans loss reserves. That gives it a Texas Ratio of 11.74%.

Net Worth
North Iowa Community U.S. Average
9.09% 13.61%

North Iowa Community FCU has a net worth of 9.09% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About North Iowa Community

Branches and Savings

What is North Iowa Community?

A federal credit union, registered with the NCUA under certificate #64191.
Learn more about credit unions here.

Is North Iowa Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join North Iowa Community?

Please see Field of Membership information above for information on who is eligible to join.

What are North Iowa Community's share account and share certificate rates?

North Iowa Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is North Iowa Community?

North Iowa Community has total capital of $7.01 million. Full information on North Iowa Community's financial position is located above.

Who owns North Iowa Community?

Credit Unions are owned by their members.

Where are North Iowa Community branches located?

See branch locations nearby.

Are North Iowa Community ATMs Open 24/7?

Do North Iowa Community ATMs accept cash deposits?

Can North Iowa Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does North Iowa Community have a mobile app?

Does North Iowa Community have mobile deposit?

Does North Iowa Community have quick pay?

How can North Iowa Community transfer money to other banks or credit unions?

Does North Iowa Community report to credit bureaus?

Does North Iowa Community use Chexsystems?

Does North Iowa Community use Equifax?

What is North Iowa Community's toll free phone number?

What is North Iowa Community's ACH Routing Number?

What is North Iowa Community's SWIFT code?

Where can I find North Iowa Community's wire transfer form?

What is the North Iowa Community address for deposits?

What Products Does North Iowa Community Offer

Does North Iowa Community offer mortgages?

Compare mortgage rates here.

Does North Iowa Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does North Iowa Community offer auto and RV loans?

Compare auto loan rates here.

Does North Iowa Community offer student loans or personal loans?

Compare personal loan rates here.

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