2021 Overview
General Credit Union Information
Northeast is an NCUA insured institution located in Portsmouth, NH. It was founded in 1936 and has approximately $1818.16 millions in assets.
Who can join?
You can if...
You are part of a Select Employee Group (SEG)
You have a family member who belongs to NECU.
You live, work or do business near one of their Branches (defined within 30 miles of a branch).
You live, work or worship in one of the following Counties:
Belknap, Carroll, Cheshire, Coos, Grafton, Hillsborough, Merrimack, Rockingham, Strafford, Sullivan, or Southern York County in Maine.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68219 |
| Date Established | 1936 |
| Assets | $1,818.16 million |
| Loans | $1,392.67 million |
| Deposits | $1,561.15 million |
| Capital | $159.94 million |
Field of Membership Restrictions
Deposit Rates - June 12, 2021
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
Loan Rates - June 12, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for NORTHEAST
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1799947 |
2.758% | 2.750% | 0.13 | $248 | $1,021 | Learn More |
NMLS ID: 3030 |
3.368% | 3.250% | 1.00 | $3,750 | $1,089 | Learn More |
NMLS ID: 541760 |
2.945% | 2.875% | 0.88 | $2,268 | $1,038 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.652% | 2.625% | 0.38 | $898 | $1,005 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
BMO Harris Bank See Table |
Intro APR 1.990 % After Intro: 4.840 % Intro Period: 12 months |
$0 |
Learn More
More Info |
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to NORTHEAST
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Northeast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Financial Details
Northeast Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Northeast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Northeast | U.S. Average |
|---|---|
| 2.02% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, Northeast had $3,266,262 in non-current loans and $121,643 in owned assets. To cover these potential losses it had $159,940,506 in net worth and $7,922,576 in loans loss reserves. That gives it a Texas Ratio of 2.02%.
Net Worth
| Northeast | U.S. Average |
|---|---|
| 8.87% | 12.67% |
Northeast FCU has a net worth of 8.87% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Northeast
Branches and Savings
What is Northeast?
A credit union, registered with the NCUA under certificate #68219.
Learn more about credit unions here.
Is Northeast FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Northeast is insured by the NCUA.
Who can join Northeast?
Please see Field of Membership information above for information on who is eligible to join.
How big is Northeast?
Northeast has total capital of $159.94 million. Full information on Northeast's financial position is located above.
Who owns Northeast?
Credit Unions are owned by their members.
Where are Northeast branches located?
See branch locations nearby.
Are Northeast ATMs Open 24/7?
Do Northeast ATMs accept cash deposits?
Can Northeast customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Northeast have a mobile app?
Does Northeast have mobile deposit?
Does Northeast have quick pay?
How can Northeast transfer money to other banks or credit unions?
Does Northeast report to credit bureaus?
Does Northeast use Chexsystems?
Does Northeast use Equifax?
What is Northeast's toll free phone number?
What is Northeast's ACH Routing Number?
What is Northeast's SWIFT code?
Where can I find Northeast's wire transfer form?
What is the Northeast address for deposits?
What Products Does Northeast Offer
Does Northeast offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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