2025 Overview
General Credit Union Information
Northeast is an NCUA insured institution located in Portsmouth, NH. It was founded in 1936 and has approximately $1982.39 millions in assets.
Who can join?
You can if...
You are part of a Select Employee Group (SEG)
You have a family member who belongs to NECU.
You live, work or do business near one of their Branches (defined within 30 miles of a branch).
You live, work or worship in one of the following Counties:
Belknap, Carroll, Cheshire, Coos, Grafton, Hillsborough, Merrimack, Rockingham, Strafford, Sullivan, or Southern York County in Maine.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68219 |
| Date Established | 1936 |
| Assets | $1,982.39 million |
| Loans | $1,653.98 million |
| Deposits | $1,669.08 million |
| Capital | $202.21 million |
Field of Membership Restrictions
Memberhsip in Northeast Credit Union is open to all who live, work, attend school or worship in the state of New Hampshire or in Southern York County in Maine. Membership is also open to those who live within a 30-mile radius of any of the credit union's branches.
Deposit Rates - July 31, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.05% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.15% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.20% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
Loan Rates - July 31, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for Northeast
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 292473 |
6.380% | 6.250% | 0.75 | $4,414 | $1,971 | Learn More |
NMLS ID: 399799 |
6.626% | 6.500% | 1.00 | $4,348 | $2,023 | Learn More |
NMLS ID: 401822 |
6.632% | 6.500% | 0.75 | $4,395 | $2,023 | Learn More |
NMLS ID: 401822 |
Learn More |
Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Northeast
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Northeast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
Northeast Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 198.83 | A | View Lobby Hours | |
| 207.30 | B | View Lobby Hours | |
| 214.54 | C | View Lobby Hours | |
| 216.29 | D | View Lobby Hours | |
| 223.52 | E | View Lobby Hours | |
| 226.17 | F | View Lobby Hours | |
| 228.77 | G | View Lobby Hours | |
| 231.09 | H | View Lobby Hours | |
| 235.08 | I | View Lobby Hours | |
| 238.67 | J | View Lobby Hours | |
| 239.76 | K | View Lobby Hours | |
| 300.24 | L | View Lobby Hours |
Climate Policy and Initiatives
NORTHEAST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Northeast Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Northeast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Northeast | U.S. Average |
|---|---|
| 6.21% | 6.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2025, Northeast had $13,082,625 in non-current loans and $54,259 in owned assets. To cover these potential losses it had $202,212,234 in net worth and $9,204,874 in loans loss reserves. That gives it a Texas Ratio of 6.21%.
Net Worth
| Northeast | U.S. Average |
|---|---|
| 10.2% | 14.12% |
Northeast FCU has a net worth of 10.2% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Northeast
There are currently no comments for NORTHEAST. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account