Northeast

Headquarters

Po Box 1240
Portsmouth, NH 03802
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.75% 0.75% →
5-Year CD 1.25% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Northeast is an NCUA insured institution located in Portsmouth, NH. It was founded in 1936 and has approximately $1818.16 millions in assets.

Who can join?

You can if...

You are part of a Select Employee Group (SEG)
You have a family member who belongs to NECU.
You live, work or do business near one of their Branches (defined within 30 miles of a branch).
You live, work or worship in one of the following Counties:
Belknap, Carroll, Cheshire, Coos, Grafton, Hillsborough, Merrimack, Rockingham, Strafford, Sullivan, or Southern York County in Maine.

NCUA Insured Yes / State-Chartered
Charter Number # # 68219
Date Established 1936
Assets $1,818.16 million
Loans $1,392.67 million
Deposits $1,561.15 million
Capital $159.94 million
 

Field of Membership Restrictions

Memberhsip in Northeast Credit Union is open to all who live, work, attend school or worship in the state of New Hampshire or in Southern York County in Maine. Membership is also open to those who live within a 30-mile radius of any of the credit union's branches.

Deposit Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTHEAST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,268 $1,038 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.652% 2.625% 0.38 $898 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to NORTHEAST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Northeast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Northeast Locations


Financial Details

Northeast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northeast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northeast U.S. Average
2.02% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Northeast had $3,266,262 in non-current loans and $121,643 in owned assets. To cover these potential losses it had $159,940,506 in net worth and $7,922,576 in loans loss reserves. That gives it a Texas Ratio of 2.02%.

Net Worth
Northeast U.S. Average
8.87% 12.67%

Northeast FCU has a net worth of 8.87% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northeast

Branches and Savings

What is Northeast?

A credit union, registered with the NCUA under certificate #68219.
Learn more about credit unions here.

Is Northeast FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Northeast is insured by the NCUA.

Who can join Northeast?

Please see Field of Membership information above for information on who is eligible to join.

What are Northeast's share account and share certificate rates?

Northeast's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northeast?

Northeast has total capital of $159.94 million. Full information on Northeast's financial position is located above.

Who owns Northeast?

Credit Unions are owned by their members.

Where are Northeast branches located?

See branch locations nearby.

Are Northeast ATMs Open 24/7?

Do Northeast ATMs accept cash deposits?

Can Northeast customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northeast have a mobile app?

Does Northeast have mobile deposit?

Does Northeast have quick pay?

How can Northeast transfer money to other banks or credit unions?

Does Northeast report to credit bureaus?

Does Northeast use Chexsystems?

Does Northeast use Equifax?

What is Northeast's toll free phone number?

What is Northeast's ACH Routing Number?

What is Northeast's SWIFT code?

Where can I find Northeast's wire transfer form?

What is the Northeast address for deposits?

What Products Does Northeast Offer

Does Northeast offer mortgages?

Compare mortgage rates here.

Does Northeast offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northeast offer auto and RV loans?

Compare auto loan rates here.

Does Northeast offer student loans or personal loans?

Compare personal loan rates here.

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